4009 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4009 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,656 sqft · built 1985
Lot Size	0.556 acres (24,219 sqft)
Owner	Individual Name on Record
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-176-001`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-176-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,598 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	24,219 sqft (0.556 acres)
Lot Dimensions	224 ft deep x 110 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4009 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 208
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	208
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1007
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 614, HIGHLAND, MI 48357-0614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4009 LOCH DR, HIGHLAND, MI 48357-2235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002365
Date	Jan 6, 2020
Book Page	53666/00141
Instrument	002365

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4009 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0522950332
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4009 LOCH DR HIGHLAND MI 483572235, HIGHLAND, MI 48357-2235

Mortgage

Document Number	0522950332
Date	Oct 23, 2018
Book Page	052295/000332

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (-33.55%) Homeowner's exemption	$194,100 (+10.65%)	$388,200 (+10.65%)
2024	$3,240.00 (+18.9%)
2023		$175,420	$350,840
2021	$2,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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