4032 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4032 Loch Dr, Highland, MI 48357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 1988
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Feb 2024)
Tax Bill$4,410 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH-11-09-177-039

Property Details

APN / Parcel Number

Primary APNH-11-09-177-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area2,060 sqft Living Area
1st Floor Area1,272 sqft
Basement Area347 sqft
Unfinished Basement347 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions214 ft deep x 115 ft wide
Garage Area879 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4032 LOCH DR
CityHIGHLAND
StateMI
Zip48357-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionT3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 142, ALSO NLY 1/2 LOT 143 5-3-89 FROM 001 & 016
Legal Range07E
Legal Township03N
Legal Section09
Legal SubdivisionHIGHLAND
Legal Lot Number142
JurisdictionOAKLAND MI
Township / Civil DivisionHIGHLAND
Census Block Group1
Census Block1006
Census Tract131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4032 LOCH DR, HIGHLAND, MI 48357-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2024 · Amount on Record
Deed SaleFeb 7, 2024 · Amount on Record
Prior SaleJun 25, 1998 · Amount on Record
Deed Document Number202412561
Deed Book / Page59154 / 100
Prior Transfer DateMay 31, 2011
Prior Transfer Doc0000111847
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 7, 2024
Property Address4032 LOCH DR, HIGHLAND, MI 48357-2234
Document Number0000012561
Book / Page59154 / 100
Map ReferenceLB 103 PG 20-22
Instrument DateJan 31, 2024
Instrument12561
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,662.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4457 FIREHAWK CT, WINDSOR, CO 80550-2598

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 W BAKER RD, HIGHLAND, MI 48357-2803

Mortgage

Document Number0059154102
DateFeb 7, 2024
Instrument59154/102
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionHighland Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,410.00 (-3.06%) Homeowner's exemption$196,720 (+8.87%)$393,440 (+8.87%)
2024$4,549.00 (+16.4%)
2023$180,690$361,380
2021$3,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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