Oldham County property record for 4009 Hidden Falls Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $91,000 (Oct 2013) |
| Tax Bill | $9,216 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-14A-01-5 |
| Primary APN | 10-14A-01-5 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 51383 |
|---|---|
| Street Address | 4009 HIDDEN FALLS DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, IG POOL & 1AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 5 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30704 |
4009 Hidden Falls Dr is owned by a company that bought it in October 2013 and is owner-occupied.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK LOUISVILLE |
| Jan 6, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK LOUISVILLE |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jan 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2013 · Amount on File |
| Deed Sale | Oct 22, 2013 · Amount on File |
| Prior Sale | Aug 7, 2013 · Amount on File |
| Deed Document Number | 474266 |
| Deed Book / Page | D1068 / 350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Document Number | 00M2615/97 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | M2615/97 |
| Instrument | 719317 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2260/660 |
|---|---|
| Date | May 24, 2017 |
| Book Page | M2260/660 |
| Instrument | 525250 |
| Name | FIFTH THIRD BANK LOUISVILLE |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Aug 25, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002480/470 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 2480/470 |
| Instrument | 614187 |
| Name | FIFTH THIRD BANK LOUISVILLE |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | EXECUTIVE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0M2413/535 |
|---|---|
| Date | May 14, 2020 |
| Book Page | M2413/535 |
| Instrument | 573621 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4009 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | M2388/0427 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | M2388/0427 |
| Instrument | 562266 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2049 |
The 2025 property tax bill for 4009 Hidden Falls Dr was $9,216.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,216.00 | $745,000 Land $110,000 Building $635,000 | $745,000 Land $110,000 Building $635,000 |
| 2023 | $8,621.00 | $691,000 Land $91,000 Building $600,000 | $691,000 Land $91,000 Building $600,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4009 Hidden Falls Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4009 Hidden Falls Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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