4008 Hidden Falls Dr, Prospect, KY 40059 Property Records

Oldham County property record for 4008 Hidden Falls Dr, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$684,199 (Mar 2016)
Tax Bill$9,524 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-14A-01-18

Property Details

APN / Parcel Number

Primary APN10-14A-01-18
Alternative APN
  • 54582

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number54582
Street Address4008 HIDDEN FALLS DR
CityPROSPECT
StateKY
Zip40059-6515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE, IG POOL & 1.0AC
Legal BlockSEC 1
Legal Lot Number18
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2004
Census Tract30704

Owner

4008 Hidden Falls Dr is owned and occupied by an individual who bought it in March 2016.

Source: Oldham County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4008 HIDDEN FALLS DR, PROSPECT, KY 40059-6515
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2016 · Amount on File
Deed SaleMar 2, 2016 · Amount on File
Deed Document Number505870
Deed Book / PageD1127 / 537
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address4008 HIDDEN FALLS DR, PROSPECT, KY 40059-6515
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2528/1020
DateJul 14, 2021
Book PageM2528/1020
Instrument645682
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4008 Hidden Falls Dr was $9,524.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,524.00$770,000 Land $110,000 Building $660,000$770,000 Land $110,000 Building $660,000
2023$9,154.00$734,000 Land $99,000 Building $635,000$734,000 Land $99,000 Building $635,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4008 Hidden Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4008 Hidden Falls Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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