Oldham County property record for 4007 Hidden Falls Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $832,824 (May 2019) |
| Tax Bill | $11,000 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-14A-01-4 |
| Primary APN | 10-14A-01-4 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 61876 |
|---|---|
| Street Address | 4007 HIDDEN FALLS DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.0AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30704 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Oct 16, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE FARMERS BANK OF MILTON |
| May 28, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 552177 |
| Deed Book / Page | D1217 / 0513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2577/425 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | M2577/425 |
| Instrument | 683123 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | M2491/692 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | M2491/692 |
| Instrument | 621037 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | M2491/708 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | M2491/708 |
| Instrument | 621053 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2324/0896 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | M2324/0896 |
| Instrument | 544865 |
| Name | THE FARMERS BANK OF MILTON |
|---|---|
| Type | Bank |
| Address | LA GRANGE, KY 40031 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 10, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 28, 2019 |
| Property Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Document Number | D1217/0513 |
| Book / Page | D1217 / 0513 |
| Map Reference | MB 6 PG 109 |
| Instrument Date | May 21, 2019 |
| Instrument | 552177 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9602 W SIDE CT, 9602, CRESTWOOD, KY 40014-7585 |
| Name | Verified Name |
|---|---|
| Address | 4007 HIDDEN FALLS DR, PROSPECT, KY 40059-6516 |
| Document Number | 552178 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 552178 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,000.00 (+5.95%) | $890,000 (+6.84%) Land $150,000 Building $740,000 | $890,000 (+6.84%) Land $150,000 Building $740,000 |
| 2023 | $10,382.00 | $833,000 Land $150,000 Building $683,000 | $833,000 Land $150,000 Building $683,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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