4007 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4007 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 1.5 ba · 1,116 sqft · built 1972
Lot Size	0.029 acres (1,244 sqft)
Owner	2 Company Names on Record
Last Sale	$311,500 (May 2026)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0340-040-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0340-040-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
1st Floor Area	558 sqft
2nd Floor Area	558 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	1,244 sqft (0.029 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4007 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2143
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 119
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	119
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	6567 NORTHRIDGE DR, SAN JOSE, CA 95120-5518
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 13, 2026	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 9, 2020	Grant Deed, Transfer · Conventional Mortgage REAL ESTATE MTG NTWK
Dec 9, 2020	Affidavit of Death, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Book / Page	20260513 / 1494
Prior Transfer Date	Nov 26, 1997
Prior Transfer Doc	9712000454
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4007 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000909
Date	Mar 7, 2025
Instrument	202503070909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 13, 2026
Property Address	4007 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Document Number	2026001494
Book / Page	20260513 / 1494
Instrument Date	May 12, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,607.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6567 NORTHRIDGE DR, SAN JOSE, CA 95120-5518

Mortgage

Document Number	2026001495,
Date	May 13, 2026
Book Page	20260513/1495

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2020
Property Address	4007 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Document Number	2012091819
Instrument Date	Dec 4, 2020
Instrument	2012091819
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1249 KINGSFORD DR CARMICHAEL CA 956086163, CARMICHAEL, CA 95608-6163

Mortgage

Document Number	2012091820
Date	Dec 9, 2020
Instrument	2012091820

Lender

Name	REAL ESTATE MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2020
Property Address	4007 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Document Number	2012091818
Instrument Date	Dec 4, 2020
Instrument	2012091818
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4007 OAK VILLA CIR CARMICHAEL CA 956082143, CARMICHAEL, CA 95608-2143

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,578 (+2%) Land $77,284 Building $215,294
2025	$3,466.00 (+0.96%)	$286,842 (+4.04%) Land $75,769 Building $211,073
2024	$3,433.00 (+2.6%)
2023	$3,346.00 (+0.57%)	$275,706 Land $72,828 Building $202,878
2022	$3,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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