4005 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4005 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,323 sqft · built 1972
Lot Size	0.033 acres (1,416 sqft)
Owner	Trust Name on File
Last Sale	$175,000 (Apr 2003)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-0340-041-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0340-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	651 sqft
2nd Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	1,416 sqft (0.033 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4005 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2143
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 120
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	120
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

4005 Oak Villa Cir, a planned unit development, is held in a trust since March 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	8133 BRIAR RIDGE LN, CITRUS HEIGHTS, CA 95610-7953
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Apr 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2003 · Amount on File
Deed Sale	Apr 17, 2003 · Amount on File
Deed Book / Page	20030417 / 2116
Last Transfer Date	Mar 31, 2020
Transfer Doc	4070000000584
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4005 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BROWN DUVALL LN, FOLSOM, CA 95630-7702

Mortgage

Document Number	0000000276
Date	Mar 30, 2026
Instrument	202603300276

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2020
Property Address	4005 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Document Number	2004070584
Instrument Date	Mar 31, 2020
Instrument	2004070584
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8133 BRIAR RIDGE LN CITRUS HEIGHTS CA 956107953, CITRUS HEIGHTS, CA 95610-7953

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 4, 2017
Property Address	4005 OAK VILLA CIR, CARMICHAEL, CA 95608-2143
Document Number	0000000939
Book / Page	170104 / 000939
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BROWN DUVALL LN FOLSOM CA 956307702, FOLSOM, CA 95630-7702

Tax Assessment & Valuation

The 2025 property tax bill for 4005 Oak Villa Cir was $3,069, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$258,502 (+2%) Land $44,306 Building $214,196
2025	$3,069.00 (+0.95%)	$253,435 Land $43,438 Building $209,997
2024	$3,040.00 (+2.6%)
2023	$2,963.00 (+0.54%)	$243,596 Land $41,752 Building $201,844
2022	$2,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4005 Oak Villa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4005 Oak Villa Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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