4007 Garnsey Ln, Bakersfield, CA 93309 Property Records

Kern County property record for 4007 Garnsey Ln, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,944 sqft · built 1960
Lot Size	0.201 acres (8,769 sqft)
Owner	Individual Name on File
Tax Bill	$5,149 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-251-10-00-5`

Property Details

APN / Parcel Number

Primary APN	`020-251-10-00-5`
Alternative APNs	`020-251-10-4` `0202511000` `02025110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	8,769 sqft (0.201 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	31 sqft
Patio Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020251104
Street Address	4007 GARNSEY LN
City	BAKERSFIELD
State	CA
Zip	93309-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1800 , BLOCK , LOT P 42
Legal Subdivision	TRACT 1800
Legal Tract	1800
Legal Block	4
Legal Lot Number	P
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	4
Census Block	4007
Census Tract	1801

Owner

4007 Garnsey Ln is owned and occupied by an individual who acquired it in July 2022.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 28, 2022	Intrafamily Transfer, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jul 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 28, 2022	Grant Deed, Transfer · Stand-Alone Second Mortgage CALIFORNIA HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022
Deed Sale	Jul 28, 2022
Prior Sale	Jul 28, 2022 · Amount on File
Deed Document Number	2022116489
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000116485
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	May 15, 2026
Property Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Document Number	0000055278
Instrument Date	Apr 29, 2026
Instrument	202655278
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055278,
Date	May 15, 2026
Instrument	202655278

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Aug 1, 2052

Interest

Rate	6.46%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858

Mortgage

Document Number	0000141036
Date	Nov 17, 2023
Instrument	223141036

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Aug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jul 28, 2022
Property Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Document Number	0000116489
Map Reference	MB 9 PG 43
Instrument Date	Jul 28, 2022
Instrument	222116489
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858

Mortgage

Document Number	0000116490
Date	Jul 28, 2022
Instrument	222116490

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000116492
Date	Jul 28, 2022
Instrument	222116492

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 24, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jul 28, 2022
Property Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Document Number	0000116485
Map Reference	MB 9 PG 43
Instrument Date	Jul 11, 2022
Instrument	222116485
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 AUSTRALIAN CLOUD DR, LAS VEGAS, NV 89135-7803

Mortgage

Document Number	0000116492
Date	Jul 28, 2022
Instrument	222116492

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 24, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 28, 2022
Property Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Document Number	0000116488
Map Reference	MB 9 PG 43
Instrument Date	Jul 6, 2022
Instrument	222116488
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 GARNSEY LN, BAKERSFIELD, CA 93309-1858

Mortgage

Document Number	0000116491
Date	Jul 28, 2022
Instrument	222116491

Lender

Name	CALIFORNIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 24, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4007 Garnsey Ln was $5,149.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,340 (+2%) Land $95,508 Building $291,832
2025	$5,149.00	$379,746 Land $93,636 Building $286,110
2023	$4,988.00 (+41.5%)	$365,000 Land $90,000 Building $275,000
2022	$3,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4007 Garnsey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4007 Garnsey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Garnsey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures