3925 Garnsey Ln, Bakersfield, CA 93309 Property Records

Kern County property record for 3925 Garnsey Ln, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (May 2025)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`020-252-01-00-6`

Property Details

APN / Parcel Number

Primary APN	`020-252-01-00-6`
Alternative APNs	`020-252-01-1` `0202520100` `02025201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	165 sqft
Porch	Porch
Porch Area	318 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020252011
Street Address	3925 GARNSEY LN
City	BAKERSFIELD
State	CA
Zip	93309-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1800 , BLOCK , LOT 15
Legal Subdivision	1800 CITY BAKERSFIELD
Legal Tract	1800
Legal Block	4
Legal Lot Number	15
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	4
Census Block	4006
Census Tract	1801

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Intrafamily Transfer, Transfer ATLAS TITLE COMPANY
Aug 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GRIFFIN FUNDING INC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2017	Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 7, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	202555063
Prior Transfer Date	Oct 4, 2024
Prior Transfer Doc	0000158607
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Aug 29, 2022
Property Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Document Number	0000133901
Map Reference	MB 9 PG 43-45
Instrument Date	Aug 22, 2022
Instrument	222133901
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Aug 29, 2022
Property Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Document Number	0000133899
Map Reference	MB 9 PG 43-45
Instrument Date	Aug 2, 2022
Instrument	222133899
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856

Mortgage

Document Number	0000133900
Date	Aug 29, 2022
Instrument	222133900

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Document Number	0000002354
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3925 GARNSEY LN BAKERSFIELD CA 933091856, BAKERSFIELD, CA 93309-1856

Mortgage

Document Number	0000002354
Date	Jan 8, 2020
Instrument	2354

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Sep 15, 2017
Property Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Document Number	0000123964
Instrument Date	Sep 12, 2017
Instrument	123964
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3925 GARNSEY LN BAKERSFIELD CA 933091856, BAKERSFIELD, CA 93309-1856

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KERN CA
Recording Date	Sep 7, 2017
Property Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Document Number	0000120444
Instrument Date	Aug 21, 2017
Instrument	120444
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 GAMSEY LN BAKERSFIELD CA 93309, BAKERSFIELD, CA 93309

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 7, 2017
Property Address	3925 GARNSEY LN, BAKERSFIELD, CA 93309-1856
Document Number	0000120445
Instrument Date	Aug 17, 2017
Instrument	120445
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	TRICO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 GARNSEY LN BAKERSFIELD CA 933091856, BAKERSFIELD, CA 93309-1856

Mortgage

Document Number	120446
Date	Sep 7, 2017
Instrument	120446

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,160 (-2.1%) Land $102,000 Building $263,160
2025	$5,070.00 (+53.22%)	$373,000 (+62.41%) Land $80,000 Building $293,000
2023	$3,309.00 (+2.29%) Homeowner's exemption	$229,663 Land $43,744 Building $185,919
2022	$3,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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