4019 Garnsey Ln, Bakersfield, CA 93309 Property Records

Kern County property record for 4019 Garnsey Ln, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1956
Lot Size	0.231 acres (10,050 sqft)
Owner	2 Individual Names on File
Last Sale	$404,000 (Jul 2024)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-251-06-00-4`

Property Details

APN / Parcel Number

Primary APN	`020-251-06-00-4`
Alternative APNs	`020-251-06-2` `0202510600` `02025106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	10,050 sqft (0.231 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	47 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020251062
Street Address	4019 GARNSEY LN
City	BAKERSFIELD
State	CA
Zip	93309-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1800 , BLOCK P43, LOT 44&
Legal Subdivision	TRACT 1800 IN THE
Legal Tract	1800
Legal Block	4
Legal Lot Number	44
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	4
Census Block	4007
Census Tract	1801

Owner

4019 Garnsey Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4019 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 26, 2023	Grant Deed, Transfer · Conventional Mortgage KARPE MORTGAGE INC
Feb 17, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	202486797
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	0000170349
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4019 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 GARNSEY LN, BAKERSFIELD, CA 93309-1858

Mortgage

Document Number	0000132082
Date	Oct 30, 2025
Instrument	225132082

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 26, 2023
Property Address	4019 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Document Number	0000061877
Map Reference	MB 9 PG 43
Instrument Date	May 18, 2023
Instrument	223061877
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 GARNSEY LN, BAKERSFIELD, CA 93309-1858

Mortgage

Document Number	0000061878
Date	May 26, 2023
Instrument	223061878

Lender

Name	KARPE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Feb 17, 2023
Property Address	4019 GARNSEY LN, BAKERSFIELD, CA 93309-1858
Document Number	0000019021
Map Reference	MB 9 PG 43
Instrument Date	Feb 13, 2023
Instrument	223019021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13436 CALLE CABALLO, ATASCADERO, CA 93422-6308

Tax Assessment & Valuation

The 2025 property tax bill for 4019 Garnsey Ln was $5,431.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,080 (+2%) Land $81,600 Building $330,480
2025	$5,431.00	$404,000 Land $80,000 Building $324,000
2023	$3,820.00 (+84.27%)	$266,000 Land $65,000 Building $201,000
2022	$2,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4019 Garnsey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4019 Garnsey Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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