4006 Lance St, Highlands, TX 77562 Property Records

Harris County property record for 4006 Lance St, Highlands, TX 77562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,422 sqft · built 1986
Lot Size	0.461 acres (20,100 sqft)
Owner	Individual Name on File
Last Sale	$369,075 (Aug 2022)
Tax Bill	$8,561 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109-734-000-0035`

Property Details

APN / Parcel Number

Primary APN	`109-734-000-0035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	2,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	20,100 sqft (0.461 acres)
View / Lot	Flood Plain
Garage Type	Attached
Garage Area	552 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1097340000035
Street Address	4006 LANCE ST
City	HIGHLANDS
State	TX
Zip	77562-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 CANAL TERRACE
Legal Subdivision	CANAL TERRACE
Legal Block	3
Legal Lot Number	35
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHEAST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	253000

Owner

4006 Lance St is owned and occupied by an individual who bought it in August 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4006 LANCE ST, HIGHLANDS, TX 77562-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Vendor's Lien, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST EDUCATORS FCU
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit GULF COAST EDUCATORS FCU
Mar 28, 2019	Deed of Trust, Mortgage COMMUNITY RESOURCE CU
Dec 31, 2018	Quit Claim Deed, Mortgage COMMUNITY RESOURCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	2022403010
Prior Transfer Date	Sep 20, 2001
Prior Transfer Doc	0000813291
Record Updated	Oct 29, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 5, 2022
Property Address	4006 LANCE ST, HIGHLANDS, TX 77562-3316
Document Number	0000403010
Instrument Date	Aug 3, 2022
Instrument	2022-403010
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	GREAT N AMERICAN TITLE COM, GREAT AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 781, MONT BELVIEU, TX 77580-0781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21006 LANCE ST, HIGHLANDS, TX 77567

Mortgage

Document Number	0000403011
Date	Aug 5, 2022
Instrument	2022-403011

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4006 LANCE ST, HIGHLANDS, TX 77562-3316
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE-FRIENDSWOOD, CHICAGO TITLE FRIENDSWOOD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021593964
Date	Oct 14, 2021
Instrument	2021-593964

Lender

Name	GULF COAST EDUCATORS FCU
Type	Credit Union
Address	PASADENA, TX 77505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4006 LANCE ST, HIGHLANDS, TX 77562-3316
Document Number	0000076683
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4006 LANCE ST HIGHLANDS TX 775623316, HIGHLANDS, TX 77562-3316

Mortgage

Document Number	0000076683
Date	Feb 20, 2020
Instrument	76683

Lender

Name	GULF COAST EDUCATORS FCU
Type	Credit Union
Address	PASADENA, TX 77505

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4006 LANCE ST, HIGHLANDS, TX 77562-3316
Document Number	0000134479
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4006 LANCE ST HIGHLANDS TX 775623316, HIGHLANDS, TX 77562-3316

Mortgage

Document Number	0000134479
Date	Apr 3, 2019
Instrument	134479

Lender

Name	COMMUNITY RESOURCE CU
Type	Credit Union
Address	BAYTOWN, TX 77520-2076

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2039

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 31, 2018
Property Address	4006 LANCE ST, HIGHLANDS, TX 77562-3316
Document Number	0000583070
Instrument Date	Dec 31, 2018
Instrument	583070
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4006 LANCE ST HIGHLANDS TX 775623316, HIGHLANDS, TX 77562-3316

Mortgage

Document Number	583071
Date	Dec 31, 2018
Instrument	583071

Lender

Name	COMMUNITY RESOURCE CU
Type	Credit Union
Address	BAYTOWN, TX 77520-2076

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4006 Lance St was $8,561, up 227.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Goose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,455 (-9.19%) Land $45,225 Building $349,230	$394,455 (-9.19%) Land $45,225 Building $349,230
2025	$8,561.00 (+227.26%)	$434,381 Land $45,225 Building $389,156	$434,381 Land $45,225 Building $389,156
2024	$2,616.00
2023		$403,849 Land $45,225 Building $358,624	$403,849 Land $45,225 Building $358,624
2022	$2,343.00
2020	$864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4006 Lance St in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	109 (1979–2021)
Claims Outside the SFHA	68 of 109
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 42 claims Hurricane Ike, Sep 2008 · 5 claims Hurricane Alicia, Aug 1983 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4006 Lance St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANAL TERRACE SUBDIVISION private · serves 480 people · EPA ID TX1010639
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, Verizon.

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