3918 Lance St, Highlands, TX 77562 Property Records

Harris County property record for 3918 Lance St, Highlands, TX 77562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 1975
Lot Size	1.41 acres (61,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,700 (Nov 2020)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-734-000-0030`

Property Details

APN / Parcel Number

Primary APN	`109-734-000-0030`
Alternative APN	`1097340000031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
1st Floor Area	2,142 sqft
Game Room	Game Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	61,685 sqft
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	399 sqft
Carport	Carport
Carport Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	510 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1097340000030
Street Address	3918 LANCE ST
City	HIGHLANDS
State	TX
Zip	77562-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 30 & 31 CANAL TERRACE
Legal Subdivision	CANAL TERRACE
Legal Block	3
Legal Lot Number	29
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHEAST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	253000

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3918 LANCE ST, HIGHLANDS, TX 77562-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Vendor's Lien, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MTG
Jul 13, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Mar 20, 2013
Deed Document Number	2020578489
Prior Transfer Date	Jun 3, 2008
Prior Transfer Doc	20080295047
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 25, 2020
Property Address	3918 LANCE ST, HIGHLANDS, TX 77562-3314
Document Number	2020578489
Instrument Date	Nov 24, 2020
Instrument	2020-578489
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 LANCE ST, HIGHLANDS, TX 77562-3314

Mortgage

Document Number	2020578490
Date	Nov 25, 2020
Instrument	2020-578490

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 25, 2020
Property Address	3918 LANCE ST, HIGHLANDS, TX 77562-3314
Document Number	0000578489
Instrument Date	Nov 24, 2020
Instrument	578489
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3918 LANCE ST HIGHLANDS TX 775623314, HIGHLANDS, TX 77562-3314

Mortgage

Document Number	578490
Date	Nov 25, 2020
Instrument	578490

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3918 LANCE ST, HIGHLANDS, TX 77562-3314
Document Number	0000325500
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 LANCE ST HIGHLANDS TX 775623314, HIGHLANDS, TX 77562-3314

Mortgage

Document Number	0000325500
Date	Jul 19, 2018
Instrument	325500

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Goose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,843 (-6.07%) Land $138,791 Building $280,052	$418,843 (-6.07%) Land $138,791 Building $280,052
2025	$5,071.00 (+6.67%) Homeowner's exemption	$445,929 (+5.38%) Land $138,791 Building $307,138	$445,929 (+5.38%) Land $138,791 Building $307,138
2024	$4,754.00 (+214%)
2023		$423,166 Land $138,791 Building $284,375	$423,166 Land $138,791 Building $284,375
2022	$1,514.00 (+37.14%)
2020	$1,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	109 (1979–2021)
Claims Outside the SFHA	68 of 109
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 42 claims Hurricane Ike, Sep 2008 · 5 claims Hurricane Alicia, Aug 1983 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANAL TERRACE SUBDIVISION private · serves 480 people · EPA ID TX1010639
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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