4005 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4005 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	3,370 sqft Heated Area
Lot Size	23,087 sqft (0.53 acres)
Occupancy	Owner Occupied
Last Sale	$403,758 (2021)
Tax Bill	$4,084.00 (2025)

Owner

Source: Richland County records · APN 28915-05-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4005 RUSTY MILL DR, ELGIN, SC 29045-8019
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2021 · Amount on Record
Deed Sale	Jan 07, 2021 · Amount on Record
Prior Sale	Aug 01, 2020 · Amount on Record
Deed Doc Number	20211027
Deed Book / Page	2574 / 307
Record Refreshed	Sep 20, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 07, 2021
Property Address	4005 RUSTY MILL DR, ELGIN, SC 29045-8019
Document Number	2574/0307
Book / Page	002574 / 000307
Instrument Date	Jan 06, 2021
Instrument	1027
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,494.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4005 RUSTY MILL DR ELGIN SC 290458019, ELGIN, SC 29045-8019

Mortgage

Document Number	2574/0311
Date	Jan 07, 2021
Book Page	002574/000311
Instrument	1028

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,084.00 (+17.53%)	$464,400 (+2,775.19%)	$512,300 (+26.87%) Land $87,800 Building $424,500
2023	$3,475.00 (+15.68%)	$16,152 (+22.18%)	$403,800 (+22.18%)
2021	$3,004.00	$13,220	$330,500 Land $65,000 Building $265,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 35% of South Carolina
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28915-05-01`
Alternative APNs	`R28915-05-01` `02159443`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,370 sqft Heated Area
Gross Area	4,498 sqft Gross Area
1st Floor	1,920 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,087 sqft (0.53 acres)
Garage Area	865 sqft Garage
Porch Area	263 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02159443
Street Address	4005 RUSTY MILL DR
City	ELGIN
State	SC
Zip	29045-8019
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 85 33.6X193.7X42.5X159.5X168.2 #SU CROSSING@ WOODCREEK PH 5 #PR RB2391-1176/1177
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	33,85
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2073
Census Tract	11407