4002 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4002 Rusty Mill Dr, Elgin, SC 29045 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage4,425 sqft Heated Area
Lot Size20,473 sqft (0.47 acres)
Garage693 sqft
Last Sale$488,789 (2020)
Tax Bill$19,203.00 (2025)

Owner

Source: Richland County records · APN 28915-04-13

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4683 GREEN RD, LANCASTER, SC 29720-7125
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Dec 17, 2025Deed of Trust, Mortgage · Commercial Mortgage
MYLOANPATHWAY
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
SHELTER LENDING SERVICES LLC
Feb 09, 2024Quit Claim Deed, Transfer · Building or Construction Mortgage
CENTER STREET LENDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2020 · Amount on Record
Deed SaleJun 01, 2020 · Amount on Record
Deed Doc Number202023564
Deed Book / Page2491 / 2794
Last Transfer DateFeb 07, 2024
Transfer Doc0028990980
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateApr 02, 2026
Property Address4002 RUSTY MILL DR, ELGIN, SC 29045-8019
Document Number0000015638
Book / Page3114 / 694
Instrument DateMar 13, 2026
Instrument202615638
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address4002 RUSTY MILL DR, ELGIN, SC 29045-8019

Mortgage

Document Number0000015638,
DateApr 02, 2026
Book Page3114/694
Instrument202615638
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address4002 RUSTY MILL DR, ELGIN, SC 29045-8019
Transaction TypeMortgage
Record UpdatedJan 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3723 FRANKLIN MEADOWS DR, MATTHEWS, NC 28105-6928

Mortgage

Document Number0030833696
DateDec 17, 2025
Book Page3083/3696
Instrument2025060141
Lender
NameMYLOANPATHWAY
AddressEL SEGUNDO, CA 90245
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address4002 RUSTY MILL DR, ELGIN, SC 29045-8019
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026001503
DateMar 23, 2021
Book Page2600/1503
Instrument2021018349
Lender
NameSHELTER LENDING SERVICES LLC
TypeMortgage Company
AddressMILWAUKEE, WI 53209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateFeb 09, 2024
Property Address4002 RUSTY MILL DR, ELGIN, SC 29045-8019
Document Number0028990980
Book / Page2899 / 980
Map ReferenceMB 2391 PG 1176&1177
Instrument DateFeb 07, 2024
Instrument2024006045
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4683 GREEN RD, LANCASTER, SC 29720-7125

Mortgage

Document Number2024006046
DateFeb 09, 2024
Instrument2024006046
Lender
NameCENTER STREET LENDING CORP
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 06, 2025

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,203.00 (+3,310.83%)$2,620 (-96.53%)$603,100 (+583.01%) Land $87,800 Building $515,300
2024$75,400 (+2,777.86%)$88,300 (+34.81%) Land $87,800 Building $500
2023$563.00 (-87.33%)$2,620 (-86.6%)$65,500 (-86.6%)
2021$4,442.00$19,550$488,800 Land $65,000 Building $423,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 33% of South Carolina
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28915-04-13
Alternative APNs
  • R28915-04-13
  • 02159434

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area4,425 sqft Heated Area
Gross Area5,417 sqft Gross Area
1st Floor2,530 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,473 sqft (0.47 acres)
Garage Area693 sqft Garage
Porch Area79 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02159434
Street Address4002 RUSTY MILL DR
CityELGIN
StateSC
Zip29045-8019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 64 121.1X146.8X128X198.8 #SU CROSSING@ WOODCREEK PH 5 #PR RB2491-2812 RB2391-1176/77
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number64,121
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2073
Census Tract11407

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