4004 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 4004 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,147 sqft · built 2005
Lot Size	0.385 acres (16,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2012)
Tax Bill	$13,632 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0014.0-0064.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0014.0-0064.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,147 sqft Living Area
1st Floor Area	3,147 sqft
Basement Area	1,101 sqft
Finished Basement	1,101 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	16,801 sqft (0.385 acres)
Lot Width	105 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4004 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION THREE LOT 59 .3857AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	59
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2007
Census Tract	220201

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4004 SABLE RIDGE DR, BELLBROOK, OH 45305-8842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit MYUSA CU
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2012 · Amount on Record
Deed Sale	May 15, 2012 · Amount on Record
Prior Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	20129646
Deed Book / Page	3253 / 507
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	0025520637
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	4004 SABLE RIDGE DR, BELLBROOK, OH 45305-8842
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018882
Date	Nov 26, 2025
Instrument	2025018882

Lender

Name	MYUSA CU
Type	Credit Union
Address	3600 TOWNE BLVD, MIDDLETOWN, OH 45005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	4004 SABLE RIDGE DR, BELLBROOK, OH 45305-8842
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000181
Date	Jan 3, 2018
Instrument	2018000181

Lender

Name	HEARTLAND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,632.00 (+0.95%)	$234,510 (-) Land $27,050 Building $207,460
2024	$13,504.00 (+2.22%)	$234,510 (-) Land $27,050 Building $207,460
2023	$13,211.00 (+100.44%)	$234,510 (+28.62%) Land $27,050 Building $207,460	$670,030 (+28.62%) Land $77,280 Building $592,750
2022	$6,591.00	$182,330 Land $27,050 Building $155,280
2020			$520,950 Land $77,280 Building $443,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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