4020 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 4020 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,858 sqft · built 2005
Lot Size	0.463 acres (20,199 sqft)
Owner	2 Individual Names on File
Last Sale	$722,500 (Mar 2025)
Tax Bill	$12,673 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0014.0-0066.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0014.0-0066.00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
1st Floor Area	2,049 sqft
Basement Area	2,049 sqft
Unfinished Basement	2,049 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,199 sqft (0.463 acres)
Lot Width	128 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4020 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION THREE LOT 61 .4637AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	61
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2007
Census Tract	220201

Owner

4020 Sable Ridge Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4020 SABLE RIDGE DR, BELLBROOK, OH 45305-8842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 11, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	20253680
Prior Transfer Date	Apr 4, 2022
Prior Transfer Doc	0000007084
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	4020 SABLE RIDGE DR, BELLBROOK, OH 45305-8842
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SABLE RIDGE DR, BELLBROOK, OH 45305-8842

Mortgage

Document Number	0000020398
Date	Dec 29, 2025
Instrument	2025020398

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GREENE OH
Recording Date	Apr 11, 2022
Property Address	4020 SABLE RIDGE DR, BELLBROOK, OH 45305-8842
Document Number	0000007084
Map Reference	VOL34PG986B,986A&987
Instrument Date	Apr 4, 2022
Instrument	2022007084
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SABLE RIDGE DR, BELLBROOK, OH 45305-8842

Tax Assessment & Valuation

The 2025 property tax bill for 4020 Sable Ridge Dr was $12,673, up 3.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,673.00 (+3.28%)	$228,210 (-) Land $32,560 Building $195,650
2024	$12,270.00 (-0.56%)	$228,210 (-) Land $32,560 Building $195,650
2023	$12,339.00 (+4.21%)	$228,210 (+27.52%) Land $32,560 Building $195,650	$652,040 Land $93,030 Building $559,010
2022	$11,841.00	$178,960 Land $32,560 Building $146,400
2020			$511,320 Land $93,030 Building $418,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 Sable Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Sable Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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