4003 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 4003 Divot Rd, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,464 sqft · built 1986
Lot Size0.377 acres (16,452 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2015)
Tax Bill$1,796 (2024)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC344802200001710

Property Details

APN / Parcel Number

Primary APNC344802200001710
Alternative APN
  • C-34-34-28-022-0000-1710

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,464 sqft Living Area
1st Floor Area1,963 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,452 sqft (0.377 acres)
Garage TypeFinished
Garage Area608 sqft
DrivewayDriveway
Driveway Area425 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area361 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC344802200001710
Street Address4003 DIVOT RD
CitySEBRING
StateFL
Zip33872-1297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 171
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 3
Legal Lot Number171
Legal Unit3
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4034
Census Tract960602

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4003 DIVOT RD, SEBRING, FL 33872-1297
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2015 · Amount on Record
Deed SaleJun 23, 2015 · Amount on Record
Prior SaleAug 29, 2008 · Amount on Record
Deed Document Number1778140
Deed Book / Page2482 / 1774
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4003 DIVOT RD, SEBRING, FL 33872-1297
Document Number0001992243
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4003 DIVOT RD SEBRING FL 338721297, SEBRING, FL 33872-1297

Mortgage

Document Number0001992243
DateJul 21, 2020
Book Page002763/000811
Instrument1992243
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148,616 (+5.99%)$239,166 (+0.31%) Land $28,500 Building $210,666
2024$1,796.00 (+3.22%)
2023$1,740.00 (+2.11%) Homeowner's exemption$140,221 (+3%)$238,430 (+15.38%) Land $27,000 Building $211,430
2022$1,704.00 Homeowner's exemption$136,137$206,640 Land $27,000 Building $179,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Divot Rd

Nearby Streets

Search Property Records by Address or Parcel Number