Highlands County property record for 3910 Divot Rd, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,289 sqft · built 1991 |
| Lot Size | 0.392 acres (17,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Dec 2011) |
| Tax Bill | $2,571 (2024) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C344802300002330 |
| Primary APN | C344802300002330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,289 sqft Living Area |
| 1st Floor Area | 2,790 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,081 sqft (0.392 acres) |
| Lot Dimensions | 165 ft deep x 115 ft wide |
| Garage Type | Finished |
| Garage Area | 584 sqft |
| Driveway | Driveway |
| Driveway Area | 1,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 372 sqft |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C344802300002330 |
|---|---|
| Street Address | 3910 DIVOT RD |
| City | SEBRING |
| State | FL |
| Zip | 33872-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GOLF HAMMOCK UNIT III-A PB 14 PG 38 LOT 233 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3-A |
| Legal Lot Number | 233 |
| Legal Unit | III-A |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3910 DIVOT RD, SEBRING, FL 33872-3809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2011 · Amount on Record |
| Deed Sale | Dec 30, 2011 · Amount on Record |
| Prior Sale | Dec 30, 2011 · Amount on Record |
| Deed Document Number | 0001641997 |
| Last Transfer Date | Apr 18, 2023 |
| Transfer Doc | 0002146363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 18, 2023 |
| Property Address | 3910 DIVOT RD, SEBRING, FL 33872-3809 |
| Document Number | 0002146363 |
| Book / Page | 2969 / 61 |
| Map Reference | MB 14 PG 38 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2146363 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3910 DIVOT RD, SEBRING, FL 33872-3809 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 225 COUNTRY CLUB DR # D0-236, D0236, LARGO, FL 33771-6303 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,204 (+5.99%) | $319,166 (-1.16%) Land $32,500 Building $286,666 | |
| 2024 | $2,571.00 (+2.59%) | ||
| 2023 | $2,506.00 (+1.62%) Homeowner's exemption | $193,613 (+3%) | $322,897 (+15.4%) Land $30,000 Building $292,897 |
| 2022 | $2,466.00 Homeowner's exemption | $187,974 | $279,806 Land $30,000 Building $249,806 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER LAKE UTILITY- BUCKHORN HOUSING private · serves 60 people · EPA ID FL5284101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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