3900 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3900 Divot Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	2,634 sqft Living Area
Lot Size	18,692 sqft (0.429 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2022)
Tax Bill	$3,604.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C344802300002340`
Alternative APN	`C-34-34-28-023-0000-2340`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,634 sqft Living Area
1st Floor	2,100 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,692 sqft (0.429 acres)
Depth X Width	175 ft x 107 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,045 sqft Driveway
Parking Spaces	3 Parking Spaces
Garage Type	Finished Garage
Garage Area	748 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	176 sqft Pool
Fence	Fence
Patio Area	784 sqft Patio
Porch	Open Porch
Porch Area	100 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C344802300002340
Street Address	3900 DIVOT RD
City	SEBRING
State	FL
Zip	33872-3809
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT III-A PB 14 PG 38 LOT 234
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3-A
Legal Lot Number	234
Legal Unit	III-A
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	4
Census Block	4061
Census Tract	960602

Owner

Source: Highlands County records · APN C344802300002340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3900 DIVOT RD, SEBRING, FL 33872-3809
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Doc Number	2085528
Deed Book / Page	2894 / 1505
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 31, 2022
Property Address	3900 DIVOT RD, SEBRING, FL 33872-3809
Document Number	0002085528
Book / Page	2894 / 1505
Map Reference	MB 14 PG 38
Instrument Date	Mar 24, 2022
Instrument	2085528
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 DAVIS CIR, 2507, SEBRING, FL 33870-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 ROCHELLE PT, IRVING, TX 75062-9240

Mortgage

Document Number	0028941510
Date	Mar 31, 2022
Instrument	2894/1510

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,625 (+12.37%) Land $32,500 Building $240,125	$272,625 (+12.37%) Land $32,500 Building $240,125
2024	$3,604.00 (+15.22%)
2023	$3,128.00 (+1.89%) Homeowner's exemption	$242,619 (+14.95%) Land $30,000 Building $212,619	$242,619 (+14.95%) Land $30,000 Building $212,619
2022	$3,070.00	$211,071 Land $30,000 Building $181,071	$211,071 Land $30,000 Building $181,071

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.