Osceola County property record for 3917 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1998 |
| Lot Size | 0.207 acres (9,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Feb 1998) |
| Tax Bill | $786 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0560-0001-0250 |
| Primary APN | 09-26-30-0560-0001-0250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,016 sqft (0.207 acres) |
| Lot Dimensions | 136 ft deep x 75.6 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3917 NATCHEZ TRACE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NATCHEZ TRACE PB 5 PGS 105-106 LOT 25 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | NATCHEZ TRACE |
| Legal Tract | 560 |
| Legal Block | 250 |
| Legal Lot Number | 25 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0560-0001-0250
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3917 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 1998 · Amount on Record |
| Deed Sale | Feb 12, 1998 · Amount on Record |
| Prior Sale | Nov 21, 1995 · Amount on Record |
| Deed Book / Page | 1471 / 1560 |
| Prior Transfer Date | Sep 15, 1997 |
| Prior Transfer Doc | 1434000908 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786.00 (+9.78%) Homeowner's exemption | $86,797 (+5.99%) | $239,400 (+4.04%) Land $60,000 Building $179,400 |
| 2023 | $716.00 (+6.39%) Homeowner's exemption | $81,895 (+3%) | $230,100 (+30.37%) Land $55,000 Building $175,100 |
| 2022 | $673.00 Homeowner's exemption | $79,510 | $176,500 Land $42,000 Building $134,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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