Kay County property record for 4000 E Tower Rd, Ponca City, OK 74604
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 76.5 acres (3,332,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $361 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20271 |
| Primary APN | 20271 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,332,340 sqft (76.5 acres) |
|---|---|
| Garage Area | 1,890 sqft |
| Account Number | 20271 |
|---|---|
| Street Address | 4000 E TOWER RD |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-5815 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | WALTHAM TOWNSHIP-31-27-3E LOT 1-2 & 51.2' STRIP OFF W SIDE OF E/2 NW/4 |
| Legal Range | 03E |
| Legal Township | 27N |
| Legal Section | 31 |
| Legal Subdivision | WALTHAM TOWNSHIP |
| Legal Block | 27 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
Source: Kay County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2440 N ENTERPRISE RD, PONCA CITY, OK 74604-5973 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CREDIT UNION |
| Feb 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN EQUITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2004 |
| Deed Sale | Mar 8, 2004 |
| Prior Sale | Jan 30, 2004 |
| Deed Book / Page | 1265 / 870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Jun 12, 2026 |
| Property Address | 4000 E TOWER RD, PONCA CITY, OK 74604-5815 |
| Document Number | 0000004163 |
| Book / Page | 2038 / 291 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2440 N ENTERPRISE RD, PONCA CITY, OK 74604-5973 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004163, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 2038/291 |
| Instrument | 20264163 |
| Name | CHEROKEE STRIP CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 4000 E TOWER RD, PONCA CITY, OK 74604 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001762 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 1861/818 |
| Instrument | 2021-001762 |
| Name | AMERICAN EQUITY BANK |
|---|---|
| Type | Bank |
| Address | PONCA CITY, OK 74601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Elementary School District | Kildare Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,971 (+177.88%) Land $1,534 Building $10,437 | $108,828 (+170.93%) Land $13,944 Building $94,884 | |
| 2025 | $361.00 (+9.06%) | $4,308 (+3.01%) Land $1,534 Building $2,774 | $40,169 (+2.5%) Land $13,944 Building $26,225 |
| 2024 | $331.00 (+2.8%) | $4,182 (+2.98%) Land $1,534 Building $2,648 | $39,190 (+6.17%) Land $13,944 Building $25,246 |
| 2023 | $322.00 | $4,061 Land $1,534 Building $2,527 | $36,914 Land $13,944 Building $22,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602 |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| KanOkla Communications Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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