2392 E Tower Rd, Ponca City, OK 74604 Property Records

Kay County property record for 2392 E Tower Rd, Ponca City, OK 74604

Property Summary

Property TypeResidential Vacant Land
Lot Size5.73 acres (249,991 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Jun 2026)
Tax Bill$763 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38958

Property Details

APN / Parcel Number

Primary APN38958
Alternative APN
  • 7400-35-027-02E-1-006-00

Exterior

Lot Area249,991 sqft (5.73 acres)

Location & Zoning

Account Number38958
Street Address2392 E TOWER RD
CityPONCA CITY
StateOK
Zip74604-5777
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionKILDARE TWP 35-27N-02E A TRACT IN NE/4 BEGINNING AT NE/C THEN S89 39 38W A DISTANCE OF 822.45 FT AS POB THEN S89 39 38W A DIS
Legal Range02E
Legal Township27N
Legal Section35
Legal SubdivisionKILDARE TOWNSHIP
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group1
Census Block1008
Census Tract600

Owner

Source: Kay County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2392 E TOWER RD, PONCA CITY, OK 74604-5777
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Deed Document Number20263836
Deed Book / Page2037 / 18
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateJun 1, 2026
Property Address2392 E TOWER RD, PONCA CITY, OK 74604-5777
Document Number0000003836
Book / Page2037 / 18
Instrument DateMay 29, 2026
Instrument20263836
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,180.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2392 E TOWER RD, PONCA CITY, OK 74604-5777

Mortgage

Document Number0000003837,
DateJun 1, 2026
Instrument20263837
Lender
NameRCB BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 12, 2036
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Elementary School DistrictKildare Public School (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$763.00 (+6.56%)$9,098 (+0.73%) Land $7,893 Building $1,205$82,709 (+0.73%) Land $71,750 Building $10,959
2024$716.00$9,032 Land $7,893 Building $1,139$82,109 Land $71,750 Building $10,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #3
serves 1,000 people · EPA ID OK3003602
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Chisholm Broadband
Fixed Wireless
100 / 40
Nextlink
Fixed Wireless
100 / 20
KanOkla Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: T-Mobile.

Nearby Properties on E Tower Rd

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