3841 E Tower Rd, Ponca City, OK 74604 Property Records

Kay County property record for 3841 E Tower Rd, Ponca City, OK 74604 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 1982
Lot Size	12.4 acres (543,193 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2009)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23998`

Property Details

APN / Parcel Number

Primary APN	`23998`
Alternative APN	`7400-25-027-02E-4-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,278 sqft Living Area
1st Floor Area	1,903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	543,193 sqft (12.4 acres)
Garage Type	Mixed
Garage Area	625 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	64 sqft
Greenhouse	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23998
Street Address	3841 E TOWER RD
City	PONCA CITY
State	OK
Zip	74604-5755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KILDARE TWP 25- 27- 2E TR BEG AT SE/C SE/4 TH W355' TO POB W821' N682' ELY804' SLY656' TO POB
Legal Range	02E
Legal Township	27N
Legal Section	25
Legal Subdivision	KILDARE TOWNSHIP
Legal Block	27
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Kay County records · APN 23998

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3841 E TOWER RD, PONCA CITY, OK 74604-5755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2009 · Amount on Record
Deed Sale	Apr 13, 2009 · Amount on Record
Deed Document Number	0001460125
Deed Book / Page	1460 / 125
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	3841 E TOWER RD, PONCA CITY, OK 74604-5755
Document Number	0000004259
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3841 E TOWER RD PONCA CITY OK 746045755, PONCA CITY, OK 74604-5755

Mortgage

Document Number	0000004259
Date	Jun 22, 2020
Book Page	001838/000808
Instrument	4259

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Kay County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00 (+9.28%) Homeowner's exemption	$18,112 (+2.99%) Land $2,143 Building $15,969	$252,550 (-7.4%) Land $19,485 Building $233,065
2024	$1,314.00 (+3.22%) Homeowner's exemption	$17,586 (+3%) Land $2,143 Building $15,443	$272,743 (+12.49%) Land $19,485 Building $253,258
2023	$1,273.00 Homeowner's exemption	$17,073 Land $2,143 Building $14,930	$242,456 Land $19,485 Building $222,971

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kay County (40071C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Very High above 93% of the US · above 92% of Oklahoma
Wildfire Likelihood	About 1 in 76 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.