4000 Dancing Cloud Ct, Unit 23, Destin, FL 32541 Property Records

Okaloosa County property record for 4000 Dancing Cloud Ct, Unit 23, Destin, FL 32541 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,013 sqft · built 1999
Lot Size	17 acres (775,514 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Dec 2024)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8760-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8760-4`
Alternative APNs	`00-2S-22-1050-0001-0023` `22S200105000010023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	2 Stories
Building Area	1,013 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	775,514 sqft (17 acres)

Location & Zoning

Street Address	4000 DANCING CLOUD CT, 23
City	DESTIN
State	FL
Zip	32541-3384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 23 BLDG 1
Legal Subdivision	INDIAN LAKE CONDO
Legal Block	1
Legal Lot Number	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8760-4

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1962 MOORING DR, NAVARRE, FL 32566-2164
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Sep 06, 2024 · Amount on Record
Deed Document Number	20243730330
Prior Transfer Date	May 17, 2010
Prior Transfer Doc	0029372957
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 24, 2022
Property Address	4000 DANCING CLOUD CT UNIT 23, 23, DESTIN, FL 32541-3384
Document Number	0036481728
Book / Page	3648 / 1728
Map Reference	MB 2672 PG 3597
Instrument Date	Oct 17, 2022
Instrument	3586792
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	AMOUR SETTLEMENT SERVICES LLC, VOXTUR SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 COBBLESTONE CT, 900, ALPHARETTA, GA 30009-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N, SAINT PETERSBURG, FL 33702-4305

Mortgage

Document Number	0036481730
Date	Oct 24, 2022
Instrument	3648/1730

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+1.33%)	$210,000 (+2.44%) Building $210,000	$210,000 (+2.44%) Building $210,000
2023	$2,179.00 (+34.34%)	$205,000 (+17.82%) Building $205,000	$205,000 (+17.82%) Building $205,000
2022	$1,622.00	$174,000 Building $174,000	$174,000 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Named Events	Hurricane Dennis (Jul 2005), 12 claims Hurricane Frances (Sep 2004), 21 claims Hurricane Opal (Oct 1995), 42 claims
Nearby Flood Policies	576 units insured (533 under condo master policies) 11 of 43 individual policies on primary residences
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.