4000 Dancing Cloud Ct, Unit 22, Destin, FL 32541 Property Records

Okaloosa County property record for 4000 Dancing Cloud Ct, Unit 22, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 734 sqft · built 1999
Lot Size	17 acres (775,514 sqft)
Owner	Company Name on File
Last Sale	$211,000 (Jun 2022)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8759-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8759-6`
Alternative APNs	`00-2S-22-1050-0001-0022` `22S200105000010022`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	25 Units
Stories	1 Story
Building Area	734 sqft Living Area
1st Floor Area	734 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	775,514 sqft (17 acres)

Location & Zoning

Street Address	4000 DANCING CLOUD CT, 22
City	DESTIN
State	FL
Zip	32541-3384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 22 BLDG 1
Legal Subdivision	INDIAN LAKE CONDO
Legal Block	1
Legal Lot Number	22
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8759-6

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6610 OSCEOLA TRL, INDIAN HEAD PARK, IL 60525-4343
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2022 · Amount on Record
Deed Sale	Jun 03, 2022 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	20223555050
Deed Book / Page	3625 / 3716
Prior Transfer Date	Mar 10, 2014
Prior Transfer Doc	0031432618
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 03, 2022
Property Address	4000 DANCING CLOUD CT UNIT 22, 22, DESTIN, FL 32541-3384
Document Number	0036253716
Book / Page	3625 / 3716
Map Reference	MB 2671 PG 3647-3736
Instrument Date	May 31, 2022
Instrument	3555050
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BUR OAK DR, 133, MADISON, AL 35756-4668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 OSCEOLA TRL, INDIAN HEAD PARK, IL 60525-4343

Mortgage

Document Number	0036253718
Date	Jun 03, 2022
Book Page	3625/3718
Instrument	3555051

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Jun 01, 2032
Min Rate At Change	3%
Max Rate At Change	6.95%
Index	Other
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (+14.88%)	$180,000 (+16.13%) Building $180,000	$180,000 (+16.13%) Building $180,000
2023	$1,647.00 (+25.92%)	$155,000 (+6.9%) Building $155,000	$155,000 (+6.9%) Building $155,000
2022	$1,308.00	$145,000 Building $145,000	$145,000 Building $145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured incl. 533 condo units
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.