4000 Dancing Cloud Ct, Unit 18, Destin, FL 32541 Property Records

Okaloosa County property record for 4000 Dancing Cloud Ct, Unit 18, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,013 sqft · built 1999
Lot Size	17 acres (775,514 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Nov 2021)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8755-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8755-4`
Alternative APNs	`00-2S-22-1050-0001-0018` `22S200105000010018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	1 Story
Building Area	1,013 sqft Living Area
1st Floor Area	1,013 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	775,514 sqft (17 acres)

Location & Zoning

Street Address	4000 DANCING CLOUD CT, 18
City	DESTIN
State	FL
Zip	32541-3384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 18 BLDG 1
Legal Subdivision	INDIAN LAKE CONDO
Legal Block	1
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5243 MILBURN RD, SAINT LOUIS, MO 63129-3221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC
Jun 19, 2019	Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	20213504479
Deed Book / Page	3586 / 2327
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 10, 2021
Property Address	4000 DANCING CLOUD CT UNIT 18, 18, DESTIN, FL 32541-3384
Document Number	0035862327
Book / Page	3586 / 2327
Map Reference	MB 2672 PG 3597
Instrument Date	Nov 10, 2021
Instrument	3504479
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 INDIAN BAYOU DR, 78, DESTIN, FL 32541-4447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 MILBURN RD, SAINT LOUIS, MO 63129-3221

Mortgage

Document Number	35862329
Date	Nov 10, 2021
Instrument	3586/2329

Lender

Name	AMERICAS MORTGAGE PROFESSIONALS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2019
Property Address	4000 DANCING CLOUD CT UNIT 18, 18, DESTIN, FL 32541-3384
Document Number	0034043995
Book / Page	003404 / 003995
Instrument Date	Jun 14, 2019
Instrument	3285609
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4000 DANCING CLOUD CT #18 DESTIN FL 325413384, 18, DESTIN, FL 32541-3384

Mortgage

Document Number	34043997
Date	Jun 19, 2019
Book Page	003404/003997
Instrument	3285610

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+4.69%)	$210,000 (+2.44%) Building $210,000	$210,000 (+2.44%) Building $210,000
2023	$2,109.00 (+12.96%)	$205,000 (+17.82%) Building $205,000	$205,000 (+17.82%) Building $205,000
2022	$1,867.00	$174,000 Building $174,000	$174,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured incl. 533 condo units
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies.

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