400 River Ranch Cir, Martindale, TX 78655 Property Records

Guadalupe County property record for 400 River Ranch Cir, Martindale, TX 78655

Property Summary

Property Type	Single Family Home
Details	4,040 sqft · built 2020
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,798 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`1G3930000500900000`

Property Details

APN / Parcel Number

Primary APN	`1G3930000500900000`
Alternative APNs	`000000135693` `000000265674` `135693`

Interior

Stories	2 Stories
Building Area	4,040 sqft Living Area
Gross Area	5,490 sqft
1st Floor Area	3,071 sqft
2nd Floor Area	969 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	49,223 sqft
Lot Dimensions	337 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Balcony Area	190 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	400 RIVER RANCH CIR
City	MARTINDALE
State	TX
Zip	78655-3988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN MARCOS RIVER RANCH BLOCK 5 LOT 9 1.13 AC
Legal Subdivision	SAN MARCOS RIVER RANCH
Legal Tract	9
Legal Block	5
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	NORTHEAST GUADALUPE
Census Block Group	1
Census Block	1007
Census Tract	210505

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 RIVER RANCH CIR, MARTINDALE, TX 78655-3988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Jul 6, 2020	Deed of Trust, Construction Loan · Construction Mortgage COLONIAL SVGS BK
Jul 3, 2017	Warranty Deed, Transfer SAN MARCOS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024
Deed Sale	Feb 8, 2024
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20242896
Prior Transfer Date	Jun 29, 2017
Prior Transfer Doc	0000015131
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099002214
Date	Jan 20, 2022
Instrument	202299002214

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099005728
Date	Feb 22, 2022
Instrument	202299005728

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Recording Date	Jul 6, 2020
Property Address	400 RIVER RANCH CIR, MARTINDALE, TX 78655-3988
Document Number	0000016960
Instrument Date	Jul 2, 2020
Instrument	16960
Transaction Type	Construction Loan
Record Updated	Aug 19, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIVER RANCH CIR MARTINDALE TX 78655, MARTINDALE, TX 78655

Mortgage

Document Number	0000016960
Date	Jul 6, 2020
Instrument	16960

Lender

Name	COLONIAL SVGS BK
Type	Federal Savings Bank
Address	FORT WORTH, TX 76102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 3, 2017
Property Address	400 RIVER RANCH CIR, MARTINDALE, TX 78655-3988
Document Number	0000015131
Instrument Date	Jun 29, 2017
Instrument	15131
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	SAN MARCOS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2108 CRAIG PATRICK WAY AUSTIN TX 787483537, AUSTIN, TX 78748-3537

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$977,029 (-0.81%) Land $198,308 Building $778,721	$977,029 (-0.81%) Land $198,308 Building $778,721
2025	$11,798.00 (+9.21%) Homeowner's exemption	$985,000 (+12.66%) Land $236,764 Building $748,236	$985,000 (+12.66%) Land $236,764 Building $748,236
2024	$10,803.00 (+3.16%)
2023	$10,472.00 (-27.2%) Homeowner's exemption	$874,301 Land $155,122 Building $719,179	$874,301 Land $155,122 Building $719,179
2022	$14,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	40 (1998–2015)
Claims Outside the SFHA	17 of 40
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 17 claims Flooding 10/18/98, Oct 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Spectrum.

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