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400 Pine St, Providence, RI 02903 Property Records

Providence City property record for 400 Pine St, Providence, RI 02903

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,048 sqft · built 1887
Lot Size0.087 acres (3,800 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (May 2000)
Tax Bill$2,500 (2025)
Deeds & MortgagesApr 2023 Mortgage
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNPROV M:24 L:80

Property Details

APN / Parcel Number

Primary APNPROV M:24 L:80
Alternative APNs
  • P:0240080 L:0000
  • 13548

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,048 sqft Living Area
Gross Area2,536 sqft
1st Floor Area776 sqft
Basement Area680 sqft
Unfinished Basement680 sqft

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,800 sqft (0.087 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number13548
Street Address400 PINE ST
CityPROVIDENCE
StateRI
Zip02903-4518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Lot Number80
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group2
Census Block2000
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pine Street Historic District
listed 1978 · 85 contributing resources · NRIS 78000005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 Pine St is owned and occupied by an individual who bought it in May 2000.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address400 PINE ST, PROVIDENCE, RI 02903-4518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · ARM
FINANCE AMERICA LLC
Apr 26, 2023Deed of Trust, Mortgage · ARM
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2000 · Amount on File
Deed SaleMay 2, 2000 · Amount on File
Deed Book / Page4351 / 50
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address400 PINE ST, PROVIDENCE, RI 02903-4518
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013854-142
DateApr 26, 2023
Book Page13854/142
Instrument2023345092
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeARM
AmountAmount on Record
Term949 Months
DueMay 1, 2102
Interest
Rate TypeAdjustable Rate
Rate7.67%
Type Change DateJun 1, 2023
IndexOther

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address400 PINE ST, PROVIDENCE, RI 02903-4518
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013854-155
DateApr 26, 2023
Book Page13854/155
Instrument2023345093
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeARM
AmountAmount on Record
Term949 Months
DueMay 1, 2102
Interest
Rate TypeAdjustable Rate
Rate7.67%
Type Change DateJun 1, 2023
IndexOther

Tax Assessment & Valuation

The 2025 property tax bill for 400 Pine St was $2,500.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,500.00$297,600 Land $99,800 Building $197,800$351,392
2023$4,158.00 (+3.1%)$226,600 (-) Land $55,900 Building $170,700
2022$4,033.00$226,600 Land $55,900 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 400 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T, T-Mobile.

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