389 Pine St, Providence, RI 02903 Property Records

Providence City property record for 389 Pine St, Providence, RI 02903

Property Summary

Property Type	Triplex
Details	6 bd · 4 ba · 3,483 sqft · built 1900
Lot Size	0.087 acres (3,786 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Sep 2024)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:24 L:89`

Property Details

APN / Parcel Number

Primary APN	`PROV M:24 L:89`
Alternative APNs	`P:0240089 L:0000` `13551`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,483 sqft Living Area
Gross Area	4,856 sqft
1st Floor Area	1,305 sqft
Basement Area	936 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	3,786 sqft (0.087 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13551
Street Address	389 PINE ST
City	PROVIDENCE
State	RI
Zip	02903-4560
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	89
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3015
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pine Street Historic District listed 1978 · 85 contributing resources · NRIS 78000005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

389 Pine St, a triplex, is owned and occupied by two individuals who bought it in September 2024.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	389 PINE ST, PROVIDENCE, RI 02903-4560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Aug 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Dec 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Aug 28, 2023 · Amount on File
Deed Book / Page	14225 / 328
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 9, 2024
Property Address	389 PINE ST, PROVIDENCE, RI 02903-4560
Document Number	014225-328
Book / Page	14225 / 328
Instrument Date	Sep 9, 2024
Instrument	2024375363
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	389 PINE ST, PROVIDENCE, RI 02903-4560

Mortgage

Document Number	2024375364
Date	Sep 9, 2024
Instrument	2024375364

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	00014226-1
Date	Sep 9, 2024
Book Page	14226/1
Instrument	2024375365

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 28, 2023
Property Address	389 PINE ST, PROVIDENCE, RI 02903-4560
Document Number	013948-340
Book / Page	13948 / 340
Instrument Date	Aug 28, 2023
Instrument	2023352578
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 PINE ST, PROVIDENCE, RI 02903-4560

Mortgage

Document Number	2023352579
Date	Aug 28, 2023
Instrument	2023352579

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	389 PINE ST, PROVIDENCE, RI 02903-4560
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012957-61
Date	Dec 24, 2020
Book Page	12957/61
Instrument	2020274084

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	389 PINE ST, PROVIDENCE, RI 02903-4560
Document Number	12455-27
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 PINE ST PROVIDENCE RI 029034560, PROVIDENCE, RI 02903-4560

Mortgage

Document Number	12455-27
Date	Aug 20, 2019
Book Page	012455/000027
Instrument	234773

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 389 Pine St was $5,401.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,401.00	$715,300 Land $99,700 Building $615,600
2023	$9,089.00 (+3.1%)	$495,300 (-) Land $55,900 Building $439,400
2022	$8,816.00	$495,300 Land $55,900 Building $439,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 389 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 389 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures