408 Pine St, Providence, RI 02903 Property Records

Providence City property record for 408 Pine St, Providence, RI 02903

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,710 sqft · built 1900
Lot Size	0.092 acres (3,990 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Feb 2000)
Tax Bill	$3,499 (2025)
Deeds & Mortgages	Jun 2022 Refinance Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:23 L:109`

Property Details

APN / Parcel Number

Primary APN	`PROV M:23 L:109`
Alternative APNs	`P:0230109 L:0000` `12986`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	5,295 sqft
1st Floor Area	1,355 sqft
Attic	Attic
Attic Area	228 sqft
Basement Area	1,355 sqft
Unfinished Basement	1,355 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,990 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12986
Street Address	408 PINE ST
City	PROVIDENCE
State	RI
Zip	02903-4520
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	109
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2002
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pine Street Historic District listed 1978 · 85 contributing resources · NRIS 78000005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

408 Pine St, a duplex, is owned and occupied by an individual who bought it in February 2000.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	408 PINE ST, PROVIDENCE, RI 02903-4520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION
Apr 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2000 · Amount on File
Deed Sale	Feb 24, 2000 · Amount on File
Deed Book / Page	4301 / 126
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	408 PINE ST, PROVIDENCE, RI 02903-4520
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013603-170
Date	Jun 21, 2022
Book Page	13603/170
Instrument	2022323797

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	408 PINE ST, PROVIDENCE, RI 02903-4520
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013546-309
Date	Apr 26, 2022
Book Page	13546/309
Instrument	2022319195

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	408 PINE ST, PROVIDENCE, RI 02903-4520
Document Number	12473-165
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PINE ST PROVIDENCE RI 029034520, PROVIDENCE, RI 02903-4520

Mortgage

Document Number	12473-165
Date	Sep 5, 2019
Book Page	012473/000165
Instrument	236153

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 Pine St was $3,499.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00	$463,400 Land $100,000 Building $363,400	$536,237
2023	$5,866.00 (+3.08%)	$319,700 (-) Land $56,000 Building $263,700
2022	$5,691.00	$319,700 Land $56,000 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 408 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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