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400 N Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 400 N Cedar St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,316 sqft · built 1933
Lot Size0.14 acres (6,278 sqft)
Owner2 Individual Names on Record
Last Sale$8,000 (Oct 2020)
Tax Bill$379 (2025)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone X (minimal risk)
APN20536

Property Details

APN / Parcel Number

Primary APN20536
Alternative APN
  • 5680-00-010-010-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,278 sqft (0.14 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20536
Street Address400 N CEDAR ST
CityCOMMERCE
StateOK
Zip74339-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10, BLK 10 FAIRVIEW-COMMERCE
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionFAIRVIEW-COMMERCE
Legal Block10
Legal Lot Number10
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3012
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address400 N CEDAR ST, COMMERCE, OK 74339-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleJun 30, 2009 · Amount on Record
Deed Document Number20204561
Deed Book / Page1120 / 291
Prior Transfer DateOct 20, 2020
Prior Transfer Doc001120/291
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTTAWA OK
Recording DateOct 21, 2020
Property Address400 N CEDAR ST, COMMERCE, OK 74339-1710
Document Number001120/291
Book / Page1120 / 291
Instrument DateOct 20, 2020
Instrument2020-004561
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
Tax$12.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 N CEDAR ST, COMMERCE, OK 74339-1710

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,057 (+3.73%) Land $422 Building $3,635$35,587 (+3.75%) Land $3,700 Building $31,887
2025$379.00 (+0.8%)$3,911 (-11.83%) Land $422 Building $3,489$34,302 (-11.84%) Land $3,700 Building $30,602
2024$376.00 (-5.53%)$4,436 (-) Land $422 Building $4,014$38,908 (-) Land $3,700 Building $35,208
2023$398.00 (-1.73%)$4,436 (-) Land $422 Building $4,014$38,908 (-) Land $3,700 Building $35,208
2022$405.00$4,436 Land $422 Building $4,014$38,908 Land $3,700 Building $35,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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