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320 N Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 320 N Cedar St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,311 sqft · built 1973
Lot Size0.43 acres (18,834 sqft)
OwnerCompany Name on Record
Last Sale$11,500 (Feb 2024)
Tax Bill$644 (2025)
Deeds & MortgagesMar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN20572

Property Details

APN / Parcel Number

Primary APN20572
Alternative APN
  • 5680-00-015-001-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,311 sqft Living Area
1st Floor Area1,311 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,834 sqft (0.43 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area25 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20572
Street Address320 N CEDAR ST
CityCOMMERCE
StateOK
Zip74339-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 1 - 3, BLK 15 FAIRVIEW-COMMERCE
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionFAIRVIEW-COMMERCE
Legal Block15
Legal Lot Number1-3
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3017
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 N CEDAR ST, COMMERCE, OK 74339-1709
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Prior SaleDec 17, 2009 · Amount on Record
Deed Document Number2024580
Deed Book / Page1200 / 400
Prior Transfer DateFeb 13, 2024
Prior Transfer Doc0000000579
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OK
Recording DateMar 7, 2022
Property Address320 N CEDAR ST, COMMERCE, OK 74339-1709
Document Number001156/214
Book / Page1156 / 214
Instrument DateMar 4, 2022
InstrumentI-2022-001167
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 N CEDAR ST, COMMERCE, OK 74339-1709

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,639 (-) Land $527 Building $8,112$75,781 (-) Land $4,623 Building $71,158
2025$644.00 (+0.94%) Homeowner's exemption$8,639 (-12.53%) Land $548 Building $8,091$75,781 (-12.53%) Land $4,810 Building $70,971
2024$638.00 (-19.95%) Homeowner's exemption$9,876 (-) Land $548 Building $9,328$86,632 (-) Land $4,810 Building $81,822
2023$797.00 (-1.6%) Homeowner's exemption$9,876 (-) Land $548 Building $9,328$86,632 (-) Land $4,810 Building $81,822
2022$810.00 Homeowner's exemption$9,876 Land $548 Building $9,328$86,632 Land $4,810 Building $81,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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