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311 N Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 311 N Cedar St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,101 sqft · built 1953
Lot Size0.27 acres (11,920 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Mar 2022)
Tax Bill$394 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20568

Property Details

APN / Parcel Number

Primary APN20568
Alternative APN
  • 5680-00-014-013-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,101 sqft Living Area
1st Floor Area1,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1991
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,920 sqft (0.27 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number20568
Street Address311 N CEDAR ST
CityCOMMERCE
StateOK
Zip74339-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2 LT 13 & LTS 14 - 15, BLK 14 FAIRVIEW-COMMERCE UNDIVIDED INTEREST (1152/734)
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionFAIRVIEW-COMMERCE
Legal Block14
Legal Lot Number13-15
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3018
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address319 N CEDAR ST, COMMERCE, OK 74339-1707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2022 · Amount on Record
Deed SaleMar 15, 2022 · Amount on Record
Prior SaleSep 30, 1992
Deed Document Number20221303
Deed Book / Page1156 / 632
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OK
Recording DateMar 15, 2022
Property Address311 N CEDAR ST, COMMERCE, OK 74339-1707
Document Number001156/632
Book / Page1156 / 632
Instrument DateMar 9, 2022
InstrumentI-2022-001303
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyOTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 N CEDAR ST, COMMERCE, OK 74339-1707

Mortgage

Document NumberI2022001304
DateMar 15, 2022
InstrumentI-2022-001304
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,101 (+0.79%) Land $389 Building $3,712$35,969 (-1.65%) Land $3,408 Building $32,561
2025$394.00 (+0.77%)$4,069 (+4.98%) Land $342 Building $3,727$36,573 (+7.57%) Land $3,408 Building $33,165
2024$391.00 (+12.36%)$3,876 (-) Land $326 Building $3,550$34,000 (-) Land $2,860 Building $31,140
2023$348.00 (+10.83%)$3,876 (+12.58%) Land $326 Building $3,550$34,000 (-36.96%) Land $2,860 Building $31,140
2022$314.00$3,443 Land $517 Building $2,926$53,935 Land $4,532 Building $49,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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