Monroe County property record for 326 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,136 sqft Building Perimeter |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | 628 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,319.00 (2024) |
| Primary APN | 07-26-217-096-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,136 sqft Building Perimeter |
| 1st Floor | 632 sqft 1st Floor |
| Upper Floors | 504 sqft Upper Floors |
| Basement Area | 1,136 sqft Basement |
| Unfinished Basement | 1,136 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame Construction |
| Lot Area | 12,197 sqft (0.28 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,260 sqft Driveway |
| Garage Area | 628 sqft Garage |
| Deck Area | 192 sqft Deck |
| Patio Area | 192 sqft Patio |
| Porch Area | 100 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 326 MOCKINGBIRD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 96 WESTVIEW ACRES PHASE VI |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 96 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 17 |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-217-096-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 MOCKINGBIRD LN, WATERLOO, IL 62298-1274 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jun 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 326 MOCKINGBIRD LN, WATERLOO, IL 62298-1274 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000418990 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 418990 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 01, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 326 MOCKINGBIRD LN, WATERLOO, IL 62298-1274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000396296 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 396296 |
| Name | COLUMBIA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 17, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,700 (+24.8%) Land $16,790 Building $91,910 | $326,100 (+24.8%) Land $50,370 Building $275,730 | |
| 2024 | $4,319.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $87,100 Land $15,410 Building $71,690 | $261,300 Land $46,230 Building $215,070 |
326 Mockingbird Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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