St. Charles County property record for 400 Matts Way, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,256 sqft · built 1999 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Feb 2005) |
| Tax Bill | $6,846 (2025) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000140 |
| Primary APN | A983000140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,256 sqft Living Area |
| Gross Area | 5,700 sqft |
| 1st Floor Area | 1,784 sqft |
| Basement Area | 1,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 130,680 sqft |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Patio Area | 744 sqft |
| Account Number | A983000140 |
|---|---|
| Street Address | 400 MATTS WAY |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGECREEK EST LOT 22 |
| Legal Subdivision | RIDGECREEK EST |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 312204 |
400 Matts Way is owned and occupied by two individuals who acquired it in December 2023.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 MATTS WAY, DEFIANCE, MO 63341-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2005 · Amount on File |
| Deed Sale | Feb 23, 2005 · Amount on File |
| Prior Sale | Feb 23, 2005 · Amount on File |
| Deed Document Number | 2005159450 |
| Deed Book / Page | 4106 / 1069 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0000052174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2023 |
| Property Address | 400 MATTS WAY, DEFIANCE, MO 63341-2525 |
| Document Number | 0000052174 |
| Map Reference | MB 34 PG 74&75 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023R-052174 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 MATTS WAY, DEFIANCE, MO 63341-2525 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 400 MATTS WAY, DEFIANCE, MO 63341-2525 |
The 2025 property tax bill for 400 Matts Way was $6,846.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,610 (-) | $676,897 (-) Land $119,997 Building $556,900 | |
| 2025 | $6,846.00 | $128,610 | $676,897 Land $119,997 Building $556,900 |
| 2023 | $121,209 | ||
| 2022 | $637,939 Land $99,998 Building $537,941 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 Matts Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Matts Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, T-Mobile, Wisper ISP.
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