St. Charles County property record for 321 Matts Way, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 5,398 sqft · built 2000 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $404,448 (Oct 2001) |
| Tax Bill | $8,077 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000129 |
| Primary APN | A983000129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,398 sqft Living Area |
| Gross Area | 7,588 sqft |
| 1st Floor Area | 3,398 sqft |
| Basement Area | 3,398 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 1,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 131,116 sqft |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 146 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A983000129 |
|---|---|
| Street Address | 321 MATTS WAY |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGECREEK EST LOT 11 |
| Legal Subdivision | RIDGECREEK EST |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 312204 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 MATTS WAY, DEFIANCE, MO 63341-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2001 · Amount on Record |
| Deed Sale | Oct 3, 2001 · Amount on Record |
| Prior Sale | Oct 3, 2001 · Amount on Record |
| Deed Document Number | 200184445 |
| Deed Book / Page | 2677 / 1921 |
| Last Transfer Date | Jul 23, 2015 |
| Transfer Doc | 0063932286 |
| Record Updated | Oct 29, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,729 (-) | $798,574 (-) Land $120,000 Building $678,574 | |
| 2025 | $8,077.00 (+1.57%) | $151,729 (+4.68%) | $798,574 (+4.68%) Land $120,000 Building $678,574 |
| 2024 | $7,952.00 | ||
| 2023 | $144,941 | ||
| 2022 | $762,850 Land $100,000 Building $662,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, T-Mobile, Wisper ISP.
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