400 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 400 Main St, Onamia, MN 56359

Property Summary

Property Type	Commercial
Details	3,600 sqft · built 1982
Lot Size	0.298 acres (12,996 sqft)
Owner	Company Name on File
Tax Bill	$1,762 (2026)
Flood Zone	Zone X (minimal risk)
APN	`22-041-0220`

Property Details

APN / Parcel Number

Primary APN	`22-041-0220`

Interior

Building Area	3,600 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	12,996 sqft (0.298 acres)

Location & Zoning

Street Address	400 MAIN ST
City	ONAMIA
State	MN
Zip	56359
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	& LOTS 19 - 21 BLK 3
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	3
Legal Lot Number	18
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1075
Census Tract	970200

Owner

Source: Mille Lacs County records · APN 22-041-0220

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2629, ADDISON, TX 75001-3040
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,762.00 (+49.07%)
2025		$65,900 (+19.17%) Land $26,000 Building $39,900	$65,900 (+19.17%) Land $26,000 Building $39,900
2023	$1,182.00	$55,300 Land $19,500 Building $35,800	$55,300 Land $19,500 Building $35,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), as of March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midcontinent Communications Cable · Fiber in parts of the area	250 / 20

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1480003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Onamia serves 831 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.