315 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 315 Main St, Onamia, MN 56359

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.954 acres (41,591 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Sep 2026)
Tax Bill	$1,430 (2026)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-810-0090`

Property Details

APN / Parcel Number

Primary APN	`22-810-0090`

Exterior

Lot Area	41,591 sqft (0.954 acres)
Garage Type	Mixed
Garage Area	3,464 sqft
Parking Spaces	11 Parking Spaces
Shed	1 Shed

Location & Zoning

Street Address	315 MAIN ST
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	SOO LINE ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1021
Census Tract	970200

Owner

315 Main St, a residential property, is owned by an individual who bought it in September 2026.

Source: Mille Lacs County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	11716 ARNOLD PALMER CT, MINNEAPOLIS, MN 55449-4525
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	2026452958
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 11, 2026
Property Address	315 MAIN ST, ONAMIA, MN 56359
Document Number	0000452958
Instrument Date	Aug 31, 2026
Instrument	2026452958
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Tax	$47,328.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11716 ARNOLD PALMER CT, MINNEAPOLIS, MN 55449-4525

Tax Assessment & Valuation

The 2026 property tax bill for 315 Main St was $1,430, up 12.4% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,430.00 (+12.42%)	$76,200 (+19.62%) Land $57,900 Building $18,300	$76,200 (+19.62%) Land $57,900 Building $18,300
2025	$1,272.00	$63,700 Land $47,600 Building $16,100	$63,700 Land $47,600 Building $16,100
2023	$1,218.00	$63,500 Land $47,600 Building $15,900	$63,500 Land $47,600 Building $15,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20