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310 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 310 Main St, Onamia, MN 56359

Property Summary

Property TypeOther Improved
Details1,920 sqft
Lot Size0.149 acres (6,498 sqft)
OwnerCompany Name on Record
Last Sale$103,000 (Sep 2025)
Tax Bill$2,912 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-041-0090

Property Details

APN / Parcel Number

Primary APN22-041-0090

Interior

Building Area1,920 sqft Total Area

Exterior

Lot Area6,498 sqft (0.149 acres)

Location & Zoning

Street Address310 MAIN ST
CityONAMIA
StateMN
Zip56359-5005
Property CategoryOther
Property TypeOther > Other Improved
Legal Description& LOT 7 BLK 2
Legal Range26
Legal Township42
Legal Section31
Legal SubdivisionNEW ONAMIA
Legal Block2
Legal Lot Number6
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group1
Census Block1023
Census Tract970200

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 93, ONAMIA, MN 56359-0093
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer · Commercial Mortgage
FIRST BANK & TRUST
Oct 18, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleOct 18, 2022 · Amount on Record
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateSep 10, 2025
Property Address310 MAIN ST, ONAMIA, MN 56359-5005
Document Number000A447814
Instrument DateSep 2, 2025
InstrumentA447814
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATD TITLE LLC, AT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$339.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 93, ONAMIA, MN 56359-0093

Mortgage

Document Number000A447815
DateSep 10, 2025
InstrumentA447815
Lender
NameFIRST BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueSep 2, 2028

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateOct 18, 2022
Property Address310 MAIN ST, ONAMIA, MN 56359-5005
Document Number000A433558
Instrument DateOct 3, 2022
InstrumentA433558
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35256 US HIGHWAY 169, ONAMIA, MN 56359-2552

Mortgage

Document Number000A433559
DateOct 18, 2022
InstrumentA433559
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityOnamia City
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,912.00 (-11.06%)
2025$3,274.00 (+40.39%)$130,500 (-24.26%) Land $9,800 Building $120,700$130,500 (-24.26%) Land $9,800 Building $120,700
2023$2,332.00$172,300 Land $9,800 Building $162,500$172,300 Land $9,800 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOnamia
serves 831 people · EPA ID MN1480003
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2026)
action level 15 ppb
Copper1.49 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Midco
Cable · Fiber in parts of the area		250 / 20

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