400 Main St, Bowerston, OH 44695 Property Records

Harrison County property record for 400 Main St, Bowerston, OH 44695

Property Summary

Property TypeSingle Family Home
Details2 ba · 994 sqft · built 1910
OwnerIndividual Name on File
Last Sale$29,900 (Apr 1994)
Tax Bill$610 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-0000075.000

Property Details

APN / Parcel Number

Primary APN16-0000075.000

Interior

Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area994 sqft Living Area
Upper Floors Area994 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Construction TypeFrame
Roof MaterialSlate
TerrainRolling

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address400 MAIN ST
CityBOWERSTON
StateOH
Zip44695-9698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 400 MAIN STREET
Legal Lot Number1
JurisdictionHARRISON OH
Township / Civil DivisionMONROE
Census Block Group4
Census Block4047
Census Tract975700

Owner

400 Main St is owned and occupied by an individual who bought it in April 1994.

Source: Harrison County records, as of February 27, 2026

Owner of RecordIndividual Name on File
Mailing Address400 MAIN ST, BOWERSTON, OH 44695-9698
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 1994 · Amount on File
Deed SaleApr 4, 1994 · Amount on File
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON OH
Property Address400 MAIN ST, BOWERSTON, OH 44695-9698
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number273/3768
DateFeb 11, 2021
Book Page273/3768
Instrument202100000365
Lender
NameDOVER-PHILA FCU
TypeCredit Union
AddressDOVER, OH 44622
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 10, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 400 Main St was $610 with exemptions applied, down 2.2% from the year before.

Source: Harrison County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHarrison County
County SubdivisionMonroe Township
MunicipalityBowerston Village
Unified School DistrictConotton Valley Union Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$610.00 (-2.24%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$24,650 (-) Land $3,690 Building $20,960
2024$624.00 (-2.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$24,650 (-) Land $3,690 Building $20,960
2023$640.00 (+31.15%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$24,650 (+23.74%) Land $3,690 Building $20,960$70,430 Land $10,540 Building $59,890
2022$488.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$19,920 Land $2,940 Building $16,980
2020$56,910 Land $8,400 Building $48,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims23 (1979–2005)
Claims Outside the SFHA2 of 23
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWERSTON VILLAGE PWS
serves 483 people · EPA ID OH3400112
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Smart Way Communications
Fixed Wireless
250 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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