307 Main St, Bowerston, OH 44695 Property Records

Harrison County property record for 307 Main St, Bowerston, OH 44695

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,970 sqft · built 1900
Owner	Individual Name on File
Tax Bill	$683 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-0000247.000`

Property Details

APN / Parcel Number

Primary APN	`16-0000247.000`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Upper Floors Area	448 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Construction Type	Frame
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	307 MAIN ST
City	BOWERSTON
State	OH
Zip	44695-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PT OVERHOLT 307 MAIN STREET VOL 283/475
Legal Lot Number	3
Jurisdiction	HARRISON OH
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4046
Census Tract	975700

Owner

307 Main St is owned and occupied by an individual who acquired it in March 2023.

Source: Harrison County records, as of February 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	307 MAIN ST, BOWERSTON, OH 44695-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 30, 2023	Survivorship Deed, Transfer CONNOLLY HILLYER AND WELCH TITLE, CONNOLLY HILLYER & WELCH TTL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023
Deed Sale	Mar 30, 2023
Deed Document Number	000283/475
Deed Book / Page	283 / 475
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	307 MAIN ST, BOWERSTON, OH 44695-9521
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MAIN ST, BOWERSTON, OH 44695-9521

Mortgage

Document Number	00286/3886
Date	Feb 8, 2024
Book Page	286/3886
Instrument	202400000485

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARRISON OH
Recording Date	Mar 30, 2023
Property Address	307 MAIN ST, BOWERSTON, OH 44695-9521
Document Number	000283/475
Book / Page	283 / 475
Map Reference	MB 83 PG 222
Instrument Date	Mar 28, 2023
Instrument	202300000882
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	CONNOLLY HILLYER AND WELCH TITLE, CONNOLLY HILLYER & WELCH TTL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	307 MAIN ST, BOWERSTON, OH 44695-9521

Tax Assessment & Valuation

The 2025 property tax bill for 307 Main St was $683 with exemptions applied, up 13.6% from the year before.

Source: Harrison County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Monroe Township
Municipality	Bowerston Village
Unified School District	Conotton Valley Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00 (+13.64%) Homeowner's exemption Additional exemption filed	$16,250 (+13.48%) Land $1,820 Building $14,430
2024	$601.00 (+1.52%) Homeowner's exemption Additional exemption filed	$14,320 (-) Land $1,820 Building $12,500
2023	$592.00 (+22.57%) Homeowner's exemption Additional exemption filed	$14,320 (+29.48%) Land $1,820 Building $12,500	$46,430 Land $5,200 Building $41,230
2022	$483.00 Homeowner's exemption Additional exemption filed	$11,060 Land $1,450 Building $9,610
2020			$31,600 Land $4,140 Building $27,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1979–2005)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWERSTON VILLAGE PWS serves 483 people · EPA ID OH3400112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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