302 Main St, Bowerston, OH 44695 Property Records

Harrison County property record for 302 Main St, Bowerston, OH 44695

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 828 sqft · built 1920
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Jul 2026)
Tax Bill	$929 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-0000161.000`

Property Details

APN / Parcel Number

Primary APN	`16-0000161.000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Upper Floors Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Depth	62 ft Depth
Terrain	Rolling
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	302 MAIN ST
City	BOWERSTON
State	OH
Zip	44695-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R6 T13 S27 .290A 4 & 5PT LOTS 302 MAIN ST VOL 127/102
Legal Range	06W
Legal Township	13N
Legal Section	27
Legal Tract	4-5
Legal Lot Number	302
Jurisdiction	HARRISON OH
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4045
Census Tract	975700

Owner

302 Main St is owned and occupied by two individuals who bought it in July 2026.

Source: Harrison County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 MAIN ST, BOWERSTON, OH 44695-9521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	May 14, 2007 · Amount on File
Deed Document Number	20262150
Deed Book / Page	297 / 2989
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Jul 8, 2026
Property Address	302 MAIN ST, BOWERSTON, OH 44695-9521
Document Number	0000002150
Book / Page	297 / 2989
Instrument Date	Jul 2, 2026
Instrument	20262150
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	302 MAIN ST, BOWERSTON, OH 44695-9521
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002151,
Date	Jul 8, 2026
Instrument	20262151

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 302 Main St was $929 with a homeowner's exemption, up 0.1% from the year before.

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Monroe Township
Municipality	Bowerston Village
Unified School District	Conotton Valley Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (+0.11%) Homeowner's exemption Additional exemption filed	$22,120 (-) Land $7,000 Building $15,120
2024	$928.00 (+1.53%) Homeowner's exemption Additional exemption filed	$22,120 (-) Land $7,000 Building $15,120
2023	$914.00 (+28.73%) Homeowner's exemption Additional exemption filed	$22,120 (+35.62%) Land $7,000 Building $15,120	$63,200 Land $20,000 Building $43,200
2022	$710.00 Homeowner's exemption Additional exemption filed	$16,310 Land $4,850 Building $11,460
2020			$46,600 Land $13,860 Building $32,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1979–2005)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWERSTON VILLAGE PWS serves 483 people · EPA ID OH3400112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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