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400 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 400 Front St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,208 sqft · built 2006
Lot Size0.231 acres (10,050 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Dec 2023)
Tax Bill$8,044 (2026)
Deeds & MortgagesDec 2023 Sale
Flood ZoneZone AE (high risk)
APN421500 39.49-1-7

Property Details

APN / Parcel Number

Primary APN421500 39.49-1-7
Alternative APN
  • 150003904900010070000000

Interior

Stories2 Stories
Building Area3,208 sqft Gross Area
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area10,050 sqft (0.231 acres)
Lot Dimensions340 ft deep x 30 ft wide
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 FRONT ST
CitySCHENECTADY
StateNY
Zip12305-1009
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code06 - INDUS
Legal Description2 BLOCK & WOOD
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1004
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address220 HARBORSIDE DR, 300, SCHENECTADY, NY 12305-1065
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023 · Amount on Record
Deed SaleDec 5, 2023 · Amount on Record
Prior SaleNov 29, 2006 · Amount on Record
Deed Document Number202368441
Deed Book / Page2120 / 790
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 5, 2023
Property Address400 FRONT ST, SCHENECTADY, NY 12305-1009
Document Number0000068441
Book / Page2120 / 790
Instrument DateNov 10, 2023
Instrument202368441
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 FRONT ST, SCHENECTADY, NY 12305-1009

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 HARBORSIDE DR, SCHENECTADY, NY 12305-1061

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,044.00 (-3.05%)
2025$8,297.00 (+5.88%)$185,900 (-) Land $29,300 Building $156,600$307,832 (+30.82%) Land $48,518 Building $259,314
2023$185,900 (-) Land $29,300 Building $156,600$235,316 (+3.8%) Land $37,089 Building $198,227
2022$185,900 Land $29,300 Building $156,600$226,707 Land $35,732 Building $190,975
2021$7,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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