317 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 317 Front St, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,222 sqft · built 1875
Lot Size	0.072 acres (3,150 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Jul 2026)
Tax Bill	$6,307 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`421500 39.48-1-14`

Property Details

APN / Parcel Number

Primary APN	`421500 39.48-1-14`
Alternative APN	`150003904800010140000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,222 sqft Total Area
1st Floor Area	1,286 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,150 sqft (0.072 acres)
Lot Dimensions	105 ft deep x 30 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 FRONT ST
City	SCHENECTADY
State	NY
Zip	12305-1300
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 BRICK
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20300

Owner

317 Front St, a duplex, is owned by a company that bought it in July 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	120 WASHINGTON AVE, COBLESKILL, NY 12043-4670
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE AGENCY, VERTEX TITLE AGENCY LLC
Jun 19, 2017	Grant Deed, Transfer FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH
Mar 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	202614956
Deed Book / Page	2174 / 866
Prior Transfer Date	Jan 11, 2017
Prior Transfer Doc	0000014190
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 1, 2026
Property Address	317 FRONT ST, SCHENECTADY, NY 12305-1300
Document Number	0000014956
Book / Page	2174 / 866
Instrument Date	Jun 24, 2026
Instrument	202614956
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	TITLE AGENCY, VERTEX TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	120 WASHINGTON AVE, COBLESKILL, NY 12043-4670

Mortgage

Document Number	0000014957,
Date	Jul 1, 2026
Instrument	202614957

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 19, 2017
Property Address	317 FRONT ST, SCHENECTADY, NY 12305-1300
Document Number	0000027210
Book / Page	001965 / 000229
Instrument Date	Jun 6, 2017
Instrument	27210
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH

Transaction

Amount	Amount on Record
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	242 KNISKERN RD COBLESKILL NY 120434425, COBLESKILL, NY 12043-4425

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 30, 2017
Property Address	317 FRONT ST, SCHENECTADY, NY 12305-1300
Document Number	0000014190
Book / Page	001959 / 000799
Instrument Date	Jan 11, 2017
Instrument	14190
Transaction Type	Foreclosure
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 VIRGINIA DR #403 FORT WASHINGTON PA 190343243, 403, FORT WASHINGTON, PA 19034-3243
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 317 Front St was $6,307, up 3.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,307.00 (+3.26%)
2025	$6,108.00	$106,100 Land $15,900 Building $90,200	$175,691 Land $26,329 Building $149,362
2023		$106,100 (-) Land $15,900 Building $90,200	$134,304 (+3.8%) Land $20,127 Building $114,177
2022		$106,100 Land $15,900 Building $90,200	$129,390 Land $19,390 Building $110,000
2021	$5,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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