Schenectady County and Schenectady City property record for 309 Front St, Schenectady, NY 12305
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 2 ba · 2,202 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Oct 2021) |
| Tax Bill | $8,375 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 421500 39.48-1-8 |
| Primary APN | 421500 39.48-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Total Area |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 1,146 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 300 ft deep x 27 ft wide |
| Porch | Slab |
| Porch Area | 344 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1300 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20300 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 E HUDSON ST, LONG BEACH, NY 11561-2129 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 27, 2021 | Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Oct 27, 2021 | Correction Deed |
| Dec 21, 2020 | Warranty Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Deed Document Number | 202154022 |
| Deed Book / Page | 2070 / 391 |
| Prior Transfer Date | Sep 23, 2021 |
| Prior Transfer Doc | 0000054019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 27, 2021 |
| Property Address | 309 FRONT ST, SCHENECTADY, NY 12305-1300 |
| Document Number | 0000054022 |
| Book / Page | 2070 / 391 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 202154022 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 FRONT ST, SCHENECTADY, NY 12305-1300 |
| Name | Verified Name |
|---|---|
| Address | 100 E HUDSON ST, LONG BEACH, NY 11561-2129 |
| Document Number | 0000054025 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202154025 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 27, 2021 |
| Property Address | 309 FRONT ST, SCHENECTADY, NY 12305-1300 |
| Document Number | 0000054019 |
| Book / Page | 2070 / 388 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 202154019 |
| Record Updated | Nov 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1678 VAN VRANKEN AVE, 1678, SCHENECTADY, NY 12308-1920 |
| Name | Verified Name |
|---|---|
| Address | 2042 NEIL ST, SCHENECTADY, NY 12306-4417 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 21, 2020 |
| Property Address | 309 FRONT ST, SCHENECTADY, NY 12305-1300 |
| Document Number | 0000040430 |
| Book / Page | 002048 / 000404 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 40430 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $228.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2042 NEIL ST SCHENECTADY NY 123064417, SCHENECTADY, NY 12306-4417 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,375.00 (+3.56%) | ||
| 2025 | $8,087.00 (+8.2%) | $130,000 (-) Land $26,400 Building $103,600 | $215,267 (+30.82%) Land $43,716 Building $171,551 |
| 2023 | $130,000 (-) Land $26,400 Building $103,600 | $164,557 (+3.8%) Land $33,418 Building $131,139 | |
| 2022 | $130,000 Land $26,400 Building $103,600 | $158,537 Land $32,195 Building $126,342 | |
| 2021 | $7,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1980–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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