Shiawassee County property record for 400 E Water St, Vernon, MI 48476
| Property Type | Commercial |
|---|---|
| Details | 4,140 sqft · built 1970 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,957 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-74-004-005 |
| Primary APN | 012-74-004-005 |
|---|---|
| Alternative APN |
|
| Building Area | 4,140 sqft Building Perimeter |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 400 E WATER ST |
|---|---|
| City | VERNON |
| State | MI |
| Zip | 48476-9105 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | VILLAGE OF VERNON CARL C WULFF'S ADD LOT 17 BLK 4 ALSO N 12 OF VACATED ALLEY ADJ TO SD LOT |
| Legal Subdivision | CARL C WULFFS ADD |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 31800 |
400 E Water St, a commercial property, is held in a trust since February 2020.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 212, VERNON, MI 48476-0212 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2020 |
| Transfer Doc | 0012750151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 12, 2020 |
| Property Address | 400 E WATER ST, VERNON, MI 48476-9105 |
| Document Number | 0012750151 |
| Book / Page | 001275 / 000151 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 3338835 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 8110 MIDDLETON RD CORUNNA MI 488179581, CORUNNA, MI 48817-9581 |
The 2025 property tax bill for 400 E Water St was $1,957, up 29.4% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Village |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,500 (-2.75%) | $85,000 (-2.75%) | |
| 2025 | $1,957.00 (+29.43%) | $43,700 | $87,400 |
| 2024 | $1,512.00 (+10.12%) | ||
| 2023 | $1,373.00 | $43,300 | $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 E Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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