400 E Strand, Oxford, MD 21654 Property Records

Talbot County property record for 400 E Strand, Oxford, MD 21654 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1930
Square Footage	2,055 sqft Total Area
Lot Size	7,592 sqft (0.174 acres)
Garage	Detached, 484 sqft
Last Sale	$640,000 (2020)
Tax Bill	$7,631.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-110249`
Alternative APNs	`3110249` `110249`

Interior

Full Baths	3 Baths
Building Area	2,055 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,592 sqft (0.174 acres)
Depth X Width	73 ft x 104 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Deck Area	1,314 sqft Deck
Porch	1 Porch
Porch Area	584 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	110249
Street Address	400 E STRAND
City	OXFORD
State	MD
Zip	21654-1052
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 104X73 S/S STRAND OXFORD, P 7/69
Jurisdiction	TALBOT MD
Minor Civil Division	3, TRAPPE
Census Blockgroup	2
Census Block	2002
Census Tract	960900

Owner

Source: Talbot County records · APN 03-110249

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1941 SHIVER DR, ALEXANDRIA, VA 22307-1631
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Dec 22, 1988 · Amount on Record
Deed Book / Page	2748 / 6
Transfer Doc	0014150475
Record Refreshed	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 18, 2020
Property Address	400 E STRAND, OXFORD, MD 21654-1052
Document Number	0027480006
Book / Page	2748 / 6
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	DBA FOUR SEASONS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1491 SHIVER DRIVE, ALEXANDRIA, VA 22307

Mortgage

Document Number	0000274811
Date	Sep 18, 2020
Instrument	2748/11

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Oxford Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,400 (+3.65%) Land $396,800 Building $317,600	$714,400 (-) Land $396,800 Building $317,600
2025	$7,631.00 (+12.95%)	$689,233 (+7.88%)	$714,400 (+11.82%) Land $396,800 Building $317,600
2023	$6,756.00	$638,900 Land $396,800 Building $242,100	$638,900 Land $396,800 Building $242,100

Flood & Wildfire

400 E Strand is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Talbot County (24041C), updated October 15, 2021

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	5.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Oxford Historic District listed 2005 · 206 contributing resources · NRIS 05001481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.