Talbot County property record for 304 E Strand, Oxford, MD 21654 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,458 sqft Total Area |
| Lot Size | 12,530 sqft (0.288 acres) |
| Last Sale | $975,000 (2021) |
| Tax Bill | $7,225.00 (2025) |
| Primary APN | 03-106748 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,458 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,530 sqft (0.288 acres) |
| Depth X Width | 179 ft x 70 ft Depth x Width |
| Porch Area | 198 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 106748 |
|---|---|
| Street Address | 304 E STRAND |
| City | OXFORD |
| State | MD |
| Zip | 21654-1050 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 70X179.93 S/S STRAND OXFORD |
| Jurisdiction | TALBOT MD |
| Minor Civil Division | 3, TRAPPE |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 960900 |
Source: Talbot County records · APN 03-106748
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1300 F ST NE, WASHINGTON, DC 20002-5420 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 07, 2021 | Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Jan 07, 2021 · Amount on Record |
| Deed Book / Page | 2912 / 222 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Nov 02, 2021 |
| Property Address | 304 E STRAND, OXFORD, MD 21654-1050 |
| Document Number | 0029120222 |
| Book / Page | 2912 / 222 |
| Instrument Date | Oct 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1300 F ST NE, WASHINGTON, DC 20002-5420 |
| Document Number | 0002912230 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2912/230 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jan 07, 2021 |
| Property Address | 304 E STRAND, OXFORD, MD 21654-1050 |
| Document Number | 0027910253 |
| Book / Page | 2791 / 253 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | VENTURE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 605, OXFORD, MD 21654-0605 |
| Document Number | 0002791258 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 2791/258 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Oxford Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727,200 (+44.46%) Land $434,700 Building $292,500 | $727,200 (+44.46%) Land $434,700 Building $292,500 | |
| 2025 | $7,225.00 (+35.73%) | ||
| 2023 | $5,323.00 | $503,400 Land $371,300 Building $132,100 | $503,400 Land $371,300 Building $132,100 |
304 E Strand is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Talbot County (24041C), updated October 15, 2021
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 4.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Oxford Historic District listed 2005 · 206 contributing resources · NRIS 05001481 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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