300 E Strand, Oxford, MD 21654 Property Records

Talbot County property record for 300 E Strand, Oxford, MD 21654 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,622 sqft · built 1883
Lot Size	0.264 acres (11,502 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (Oct 2016)
Tax Bill	$8,712 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-106721`

Property Details

APN / Parcel Number

Primary APN	`03-106721`
Alternative APNs	`3106721` `106721`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Total Area
Attic	Attic
Attic Area	655 sqft
Utility Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,502 sqft (0.264 acres)
Lot Dimensions	162 ft deep x 71 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	655 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	106721
Street Address	300 E STRAND
City	OXFORD
State	MD
Zip	21654-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71X162 AVG S/S STRAND OXFORD
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	2
Census Block	2026
Census Tract	960900

Owner

Source: Talbot County records · APN 03-106721

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4216 N CHARLES ST, BALTIMORE, MD 21218-1038
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Prior Sale	May 01, 1981 · Amount on Record
Deed Book / Page	2394 / 245
Prior Transfer Date	Dec 03, 2015
Prior Transfer Doc	0023160362
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	300 E STRAND, OXFORD, MD 21654-1050
Document Number	0027840459
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 N CHARLES ST BALTIMORE MD 212181038, BALTIMORE, MD 21218-1038

Mortgage

Document Number	0027840459
Date	Dec 21, 2020
Book Page	002784/000459

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074-2029

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Oxford Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,300 (+4.63%) Land $366,300 Building $457,000	$823,300 (-) Land $366,300 Building $457,000
2025	$8,712.00 (+15.39%)	$786,867 (+10.21%)	$823,300 (+15.31%) Land $366,300 Building $457,000
2023	$7,550.00	$714,000 Land $366,300 Building $347,700	$714,000 Land $366,300 Building $347,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419609002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 282 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	305 units insured 23 under condo master policies
Nearby Flood Claims	227 (1979–2024)
Claims Outside the SFHA	19 of 227
Most Recent Claim	Oct 2024, other causes
Claims By Storm	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 128 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Oxford Historic District listed 2005 · 206 contributing resources · NRIS 05001481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.