400 E Birch St, Litchfield, MI 49252 Property Records

Hillsdale County property record for 400 E Birch St, Litchfield, MI 49252

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1999
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Mar 2023)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-090-001-019`

Property Details

APN / Parcel Number

Primary APN	`19-090-001-019`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,104 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 E BIRCH ST
City	LITCHFIELD
State	MI
Zip	49252-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 HAWTHORNE HEIGHTS SEC 10 T5S R4W NE1/4 CITY OF LITCHFIELD
Legal Range	04W
Legal Township	05S
Legal Section	10
Legal Subdivision	HAWTHORNE HEIGHTS
Legal Lot Number	19
Jurisdiction	HILLSDALE MI
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1008
Census Tract	50300

Owner

400 E Birch St is owned and occupied by two individuals who bought it in March 2023.

Source: Hillsdale County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	108 PRATT ST, NORTH ADAMS, MI 49262-8743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Sep 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTY NATIONAL BANK
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Mar 10, 2017 · Amount on File
Deed Document Number	2023597249
Deed Book / Page	1845 / 387
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	001807/691
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 7, 2023
Property Address	400 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	001845/387
Book / Page	1845 / 387
Map Reference	LB 10 PG 82-84
Instrument Date	Mar 6, 2023
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E BIRCH ST, LITCHFIELD, MI 49252-9673

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 PRATT ST, NORTH ADAMS, MI 49262-8743

Mortgage

Document Number	0018450389
Date	Mar 7, 2023
Instrument	1845-0389

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Sep 27, 2021
Property Address	400 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	001807/691
Book / Page	1807 / 691
Map Reference	LB 10 PG 82-84
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E BIRCH ST, 400, LITCHFIELD, MI 49252-9673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E BIRCH ST, LITCHFIELD, MI 49252-9673

Mortgage

Document Number	0001807692
Date	Sep 27, 2021
Instrument	1807/692

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 10, 2017
Property Address	400 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	1649/0922
Book / Page	1649 / 0922
Map Reference	LB10 PG82-84
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E BIRCH ST, 400, LITCHFIELD, MI 49252-9673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 NORTH ST, JONESVILLE, MI 49250-1022

Mortgage

Document Number	16490923
Date	Mar 10, 2017
Instrument	1649/0923

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Birch St was $2,601 with a homeowner's exemption.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Litchfield City
Unified School District	Litchfield Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00 Homeowner's exemption	$124,300	$245,653 Land $24,450 Building $221,203
2023		$69,900	$136,838 Land $16,300 Building $120,538
2021	$2,089.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 E Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Birch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, DMCI Broadband.

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